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The Dangers of a Cashless Society.
Comments
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Broadly I agree
BUT
Why doesn't every single newbuild home have solar panels installed by default? Why hasn't every open car park been covered with them? Roofs of high rises, factories? It should be in these places as opposed to arable farm fields
How much coal is needed to keep the grid on when solar and wind turbines don't generate energy when it isnt sunny or windy
The methods of burning coal now under pressure to generate energy are so efficient leaving a by product of bicarbonate of soda only, almost zero carbon emissions. We are also sitting on a massive supply of it. Coal steps in when it stops blowing or sunning
Fusion energy (nuclear) limitless, efficient and cheap. Also brings loads of jobs, clean energy
I think we should be embracing renewable energy but not the way successive governments have done it l. Especially not when the government's are very much "do as we say, not as we do" regarding a carbon footprint
1 -
Why can't we do both? New build homes should be built to future proofed standards not the standards of the past. Its cheaper to fit them when building than retrofit.
We don't use any coal as we have now fully moved away from coal. We do use some oil and gas though. But that is because we aren't at end state. We are working towards it. Tidal, location mix wind (we're an island, its basicallyalways windy somewhere), nuclear, storage, localised grids and smart tech (likely machine learning or AI) to control when to charge/discharge storage. We could also build a reservoir or two with some hydro electric built in which would be part of the solution to this and the water issues.
Anyway we're getting even more off topic. Happy to take this to the Climate change thread2 -
Carter said:Broadly I agree
BUT
Why doesn't every single newbuild home have solar panels installed by default? Why hasn't every open car park been covered with them? Roofs of high rises, factories? It should be in these places as opposed to arable farm fields
How much coal is needed to keep the grid on when solar and wind turbines don't generate energy when it isnt sunny or windy
The methods of burning coal now under pressure to generate energy are so efficient leaving a by product of bicarbonate of soda only, almost zero carbon emissions. We are also sitting on a massive supply of it. Coal steps in when it stops blowing or sunning
Fusion energy (nuclear) limitless, efficient and cheap. Also brings loads of jobs, clean energy
I think we should be embracing renewable energy but not the way successive governments have done it l. Especially not when the government's are very much "do as we say, not as we do" regarding a carbon footprintGovernment subsidies are needed to make it happen and for which in the long run , as you suggest, the nation benefits.0 -
valleynick66 said:Carter said:Broadly I agree
BUT
Why doesn't every single newbuild home have solar panels installed by default? Why hasn't every open car park been covered with them? Roofs of high rises, factories? It should be in these places as opposed to arable farm fields
How much coal is needed to keep the grid on when solar and wind turbines don't generate energy when it isnt sunny or windy
The methods of burning coal now under pressure to generate energy are so efficient leaving a by product of bicarbonate of soda only, almost zero carbon emissions. We are also sitting on a massive supply of it. Coal steps in when it stops blowing or sunning
Fusion energy (nuclear) limitless, efficient and cheap. Also brings loads of jobs, clean energy
I think we should be embracing renewable energy but not the way successive governments have done it l. Especially not when the government's are very much "do as we say, not as we do" regarding a carbon footprintGovernment subsidies are needed to make it happen and for which in the long run , as you suggest, the nation benefits.3 -
Carter said:ME14addick said:What we need is for those at the bottom to be paid properly. It can't be right that employers get away with paying the minimum they can get away with, then the state (taxpayer) has to top up with Universal Credit to provide enough for the employee to live on. This situation has to change.
I keep hearing that wages have caused inflation but I cannot see how. Wages of footballers, investment bankers etc will be skewing the data on that maybe.
This is also what generates the ire towards the 1% holding most of the wealth. Its my dirty hands that make the directors of my employers a lot of money. Same for retail staff (in the shops that actually make money like Asda, Tesco etc) essential staff like care workers whenever I see adverts for a carer role and equate it to the margins those who own care homes and private care companies make and whilst I don't want the government sticking their beaks in as frankly they will fuck it up and feather their own nests. In fact there are probably a lot of ministers on the boards of care providers.
I had a thought last night. The country could introduce a goodwill fund. Where contributers make a totally voluntary contribution of a minimum of £10 million and it funds the vanity projects the government want to do with renewable energy, diversity co-ordinators, housing fighting age men in premier inns. Those contributers can then put their money where their virtue signals are
Or it could be used to pay for bursaries for nurses, doctors, teachers, to train then fund an uplift in their pay.
Or it could be where the funding for pay uplifts for what we all acknowledged as essential workers 5 years ago, those that the county really cannot do without
Anyway loads, the point of this would be amazing, unparalleled good PR for big businesses, they would be allowed to display a crest like fairy liquid has to make us think the queen used to do the washing up with fairy liquid or Benson & Hedges to say the queen smoked their tabs.
"Amazon, proud supporters of the GB uplift fund since 2034 to the tune of £55 billion in 2031/32"
Or
"Tesco proudly pay way above the paltry living wage, come and work for us if you want to earn money"
It could be worn like a medal instead of the shady donations and non-exec board roles and bribes that aren't bribes but blatantly are really jobs for the boys type shit that has gone on since Cromwell.
I'd also pay politicians, MPs a lot more but on the strict proviso they are not allowed any board roles, advisor roles, consultancy roles and second jobs all the while they are a sitting MP. That would overnight sort the intentions of them out and a genuine statesman or woman woukd emerge who truly does have the best interests of the United kingdom and constituents in their heart. No newspaper columns either
A lot of people quite rightly woukd rather keep their financial business their business and fair enough. If the tax wasn't so suppressing on the working and lower middle classes people wouldn't get so angry about people doing stuff that isn't illegal just immoral with their taxes who are mega rich. I put the most i can afford into my pension to reduce my income tax exposure and all manner of things paid for at source to do the same.
Ultimately we are paying a substantial amount more than ever for much worse service and the people we elect to spend that money in the best way possible are fucking it up
Except for the shade thrown on renewables (it's essential, not a political optional activity), diversity (come onnnn) and "fighting age men in premier inns" (such a distraction from the real causes of problems in society- don't get drawn in).
Like... the focus on solutions was good. You didn't need to throw and unnecessarily political para in the middle for your valid points to stand up, dude.5 -
Not my problem, but in principle I don’t have an issue with taxing higher earners more. Taxing unrealized gains does bother me, but if you’re going to do it, I think one way to gain support is to ring fence the funds for specific purposes - here in Massachusetts we introduced an additional 4% surcharge on taxable income over $1m. Revenue from that is directed to eduction and infrastructure. It gained more buy-in, as the money wasn’t just being swelled into general receipts/expenditures.I really think they need to put together a commission to look at devising a tax structure fit for the 21st century. Give it some basic parameters - what level of mandatory spending the govt expects, what discretionary spending the govt wants, where taxes should kick in (how about at the living wage), what split you want between personal and business taxes, etc. Let them go and come up with a scheme, and then figure out where it needs to be tweaked.The more they try and tweak the tax code, the more loopholes creep in, and the harder it becomes to file without using an expert.1
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cantersaddick said:Diebythesword said:A wealth tax would have to be so complicated it would introduce various loopholes that would be exploited, making it effectively pointless.The chancellor has reportedly said in meetings when prompted for a wealth tax “can you write how it would work down on this piece of paper?”. I think I agree with her.Personally don’t agree with the principle of “we shouldn’t have billionaires” - we should have more, not less billionaires.
Keen to understand why you think your last point. More billionaires would be good why? A small number of people having so much more wealth than can be spent in hundreds of lifetimes. That wealth being held rather than flowing round the economy is a good thing? Often being held offshore, largely not paying tax, thats good? There's not one billionaire in the would without some question over the ethics of how they got there. Wanting an increase in middle classes and upper middle classes with some wealth I absolutely get. Wanting more billionaires is mind-blowing to me.
In economics MPC basically falls to zero after a couple hundred million in wealth which means the money is a drain on the economy rather than a boost. Whereas the MPC for the poorest is 100 I.e. for every pound they get they consume a pound. Which then gets spent again. That's the multiplier effect which causes growth. The growthbof this mega wealthy class is why the multiplier effect link has been broken. It's dangerous unprecedented ground for economics.
yes, more billionaires. If there’s more billionaires, there’s no longer a “small” group is there? More people being more wealthy is only a good thing for the economy.
https://on.ft.com/3GnLLDs
interesting reading (don’t have access to my ft account currently but maybe another lifer can gift it).0 -
Siv_in_Norfolk said:Carter said:ME14addick said:What we need is for those at the bottom to be paid properly. It can't be right that employers get away with paying the minimum they can get away with, then the state (taxpayer) has to top up with Universal Credit to provide enough for the employee to live on. This situation has to change.
I keep hearing that wages have caused inflation but I cannot see how. Wages of footballers, investment bankers etc will be skewing the data on that maybe.
This is also what generates the ire towards the 1% holding most of the wealth. Its my dirty hands that make the directors of my employers a lot of money. Same for retail staff (in the shops that actually make money like Asda, Tesco etc) essential staff like care workers whenever I see adverts for a carer role and equate it to the margins those who own care homes and private care companies make and whilst I don't want the government sticking their beaks in as frankly they will fuck it up and feather their own nests. In fact there are probably a lot of ministers on the boards of care providers.
I had a thought last night. The country could introduce a goodwill fund. Where contributers make a totally voluntary contribution of a minimum of £10 million and it funds the vanity projects the government want to do with renewable energy, diversity co-ordinators, housing fighting age men in premier inns. Those contributers can then put their money where their virtue signals are
Or it could be used to pay for bursaries for nurses, doctors, teachers, to train then fund an uplift in their pay.
Or it could be where the funding for pay uplifts for what we all acknowledged as essential workers 5 years ago, those that the county really cannot do without
Anyway loads, the point of this would be amazing, unparalleled good PR for big businesses, they would be allowed to display a crest like fairy liquid has to make us think the queen used to do the washing up with fairy liquid or Benson & Hedges to say the queen smoked their tabs.
"Amazon, proud supporters of the GB uplift fund since 2034 to the tune of £55 billion in 2031/32"
Or
"Tesco proudly pay way above the paltry living wage, come and work for us if you want to earn money"
It could be worn like a medal instead of the shady donations and non-exec board roles and bribes that aren't bribes but blatantly are really jobs for the boys type shit that has gone on since Cromwell.
I'd also pay politicians, MPs a lot more but on the strict proviso they are not allowed any board roles, advisor roles, consultancy roles and second jobs all the while they are a sitting MP. That would overnight sort the intentions of them out and a genuine statesman or woman woukd emerge who truly does have the best interests of the United kingdom and constituents in their heart. No newspaper columns either
A lot of people quite rightly woukd rather keep their financial business their business and fair enough. If the tax wasn't so suppressing on the working and lower middle classes people wouldn't get so angry about people doing stuff that isn't illegal just immoral with their taxes who are mega rich. I put the most i can afford into my pension to reduce my income tax exposure and all manner of things paid for at source to do the same.
Ultimately we are paying a substantial amount more than ever for much worse service and the people we elect to spend that money in the best way possible are fucking it up
Except for the shade thrown on renewables (it's essential, not a political optional activity), diversity (come onnnn) and "fighting age men in premier inns" (such a distraction from the real causes of problems in society- don't get drawn in).
Like... the focus on solutions was good. You didn't need to throw and unnecessarily political para in the middle for your valid points to stand up, dude.
My reply to canters, I'm broadly in favour of renewable energy I see it as a vanity project when arable land is being requisitioned to put solar panels on as opposed to covering car parks, new build homes and industrial units.1 -
The presence of billionaires and the head of a pin debate about how much, how little, too much, relocation, and laffer curves doesn’t seem to help these people. But cash would help these folk better than digital money transfer.
3 -
Carter said:Siv_in_Norfolk said:Carter said:ME14addick said:What we need is for those at the bottom to be paid properly. It can't be right that employers get away with paying the minimum they can get away with, then the state (taxpayer) has to top up with Universal Credit to provide enough for the employee to live on. This situation has to change.
I keep hearing that wages have caused inflation but I cannot see how. Wages of footballers, investment bankers etc will be skewing the data on that maybe.
This is also what generates the ire towards the 1% holding most of the wealth. Its my dirty hands that make the directors of my employers a lot of money. Same for retail staff (in the shops that actually make money like Asda, Tesco etc) essential staff like care workers whenever I see adverts for a carer role and equate it to the margins those who own care homes and private care companies make and whilst I don't want the government sticking their beaks in as frankly they will fuck it up and feather their own nests. In fact there are probably a lot of ministers on the boards of care providers.
I had a thought last night. The country could introduce a goodwill fund. Where contributers make a totally voluntary contribution of a minimum of £10 million and it funds the vanity projects the government want to do with renewable energy, diversity co-ordinators, housing fighting age men in premier inns. Those contributers can then put their money where their virtue signals are
Or it could be used to pay for bursaries for nurses, doctors, teachers, to train then fund an uplift in their pay.
Or it could be where the funding for pay uplifts for what we all acknowledged as essential workers 5 years ago, those that the county really cannot do without
Anyway loads, the point of this would be amazing, unparalleled good PR for big businesses, they would be allowed to display a crest like fairy liquid has to make us think the queen used to do the washing up with fairy liquid or Benson & Hedges to say the queen smoked their tabs.
"Amazon, proud supporters of the GB uplift fund since 2034 to the tune of £55 billion in 2031/32"
Or
"Tesco proudly pay way above the paltry living wage, come and work for us if you want to earn money"
It could be worn like a medal instead of the shady donations and non-exec board roles and bribes that aren't bribes but blatantly are really jobs for the boys type shit that has gone on since Cromwell.
I'd also pay politicians, MPs a lot more but on the strict proviso they are not allowed any board roles, advisor roles, consultancy roles and second jobs all the while they are a sitting MP. That would overnight sort the intentions of them out and a genuine statesman or woman woukd emerge who truly does have the best interests of the United kingdom and constituents in their heart. No newspaper columns either
A lot of people quite rightly woukd rather keep their financial business their business and fair enough. If the tax wasn't so suppressing on the working and lower middle classes people wouldn't get so angry about people doing stuff that isn't illegal just immoral with their taxes who are mega rich. I put the most i can afford into my pension to reduce my income tax exposure and all manner of things paid for at source to do the same.
Ultimately we are paying a substantial amount more than ever for much worse service and the people we elect to spend that money in the best way possible are fucking it up
Except for the shade thrown on renewables (it's essential, not a political optional activity), diversity (come onnnn) and "fighting age men in premier inns" (such a distraction from the real causes of problems in society- don't get drawn in).
Like... the focus on solutions was good. You didn't need to throw and unnecessarily political para in the middle for your valid points to stand up, dude.
My reply to canters, I'm broadly in favour of renewable energy I see it as a vanity project when arable land is being requisitioned to put solar panels on as opposed to covering car parks, new build homes and industrial units.3 - Sponsored links:
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ME14addick said:Carter said:Siv_in_Norfolk said:Carter said:ME14addick said:What we need is for those at the bottom to be paid properly. It can't be right that employers get away with paying the minimum they can get away with, then the state (taxpayer) has to top up with Universal Credit to provide enough for the employee to live on. This situation has to change.
I keep hearing that wages have caused inflation but I cannot see how. Wages of footballers, investment bankers etc will be skewing the data on that maybe.
This is also what generates the ire towards the 1% holding most of the wealth. Its my dirty hands that make the directors of my employers a lot of money. Same for retail staff (in the shops that actually make money like Asda, Tesco etc) essential staff like care workers whenever I see adverts for a carer role and equate it to the margins those who own care homes and private care companies make and whilst I don't want the government sticking their beaks in as frankly they will fuck it up and feather their own nests. In fact there are probably a lot of ministers on the boards of care providers.
I had a thought last night. The country could introduce a goodwill fund. Where contributers make a totally voluntary contribution of a minimum of £10 million and it funds the vanity projects the government want to do with renewable energy, diversity co-ordinators, housing fighting age men in premier inns. Those contributers can then put their money where their virtue signals are
Or it could be used to pay for bursaries for nurses, doctors, teachers, to train then fund an uplift in their pay.
Or it could be where the funding for pay uplifts for what we all acknowledged as essential workers 5 years ago, those that the county really cannot do without
Anyway loads, the point of this would be amazing, unparalleled good PR for big businesses, they would be allowed to display a crest like fairy liquid has to make us think the queen used to do the washing up with fairy liquid or Benson & Hedges to say the queen smoked their tabs.
"Amazon, proud supporters of the GB uplift fund since 2034 to the tune of £55 billion in 2031/32"
Or
"Tesco proudly pay way above the paltry living wage, come and work for us if you want to earn money"
It could be worn like a medal instead of the shady donations and non-exec board roles and bribes that aren't bribes but blatantly are really jobs for the boys type shit that has gone on since Cromwell.
I'd also pay politicians, MPs a lot more but on the strict proviso they are not allowed any board roles, advisor roles, consultancy roles and second jobs all the while they are a sitting MP. That would overnight sort the intentions of them out and a genuine statesman or woman woukd emerge who truly does have the best interests of the United kingdom and constituents in their heart. No newspaper columns either
A lot of people quite rightly woukd rather keep their financial business their business and fair enough. If the tax wasn't so suppressing on the working and lower middle classes people wouldn't get so angry about people doing stuff that isn't illegal just immoral with their taxes who are mega rich. I put the most i can afford into my pension to reduce my income tax exposure and all manner of things paid for at source to do the same.
Ultimately we are paying a substantial amount more than ever for much worse service and the people we elect to spend that money in the best way possible are fucking it up
Except for the shade thrown on renewables (it's essential, not a political optional activity), diversity (come onnnn) and "fighting age men in premier inns" (such a distraction from the real causes of problems in society- don't get drawn in).
Like... the focus on solutions was good. You didn't need to throw and unnecessarily political para in the middle for your valid points to stand up, dude.
My reply to canters, I'm broadly in favour of renewable energy I see it as a vanity project when arable land is being requisitioned to put solar panels on as opposed to covering car parks, new build homes and industrial units.
I'd be delighted to do a one hour online course once a year and continue on with my life without being made to feel as a 40 plus white working class male that I have no idea how to behave around anyone who differs slightly from me6 -
Carter said:ME14addick said:Carter said:Siv_in_Norfolk said:Carter said:ME14addick said:What we need is for those at the bottom to be paid properly. It can't be right that employers get away with paying the minimum they can get away with, then the state (taxpayer) has to top up with Universal Credit to provide enough for the employee to live on. This situation has to change.
I keep hearing that wages have caused inflation but I cannot see how. Wages of footballers, investment bankers etc will be skewing the data on that maybe.
This is also what generates the ire towards the 1% holding most of the wealth. Its my dirty hands that make the directors of my employers a lot of money. Same for retail staff (in the shops that actually make money like Asda, Tesco etc) essential staff like care workers whenever I see adverts for a carer role and equate it to the margins those who own care homes and private care companies make and whilst I don't want the government sticking their beaks in as frankly they will fuck it up and feather their own nests. In fact there are probably a lot of ministers on the boards of care providers.
I had a thought last night. The country could introduce a goodwill fund. Where contributers make a totally voluntary contribution of a minimum of £10 million and it funds the vanity projects the government want to do with renewable energy, diversity co-ordinators, housing fighting age men in premier inns. Those contributers can then put their money where their virtue signals are
Or it could be used to pay for bursaries for nurses, doctors, teachers, to train then fund an uplift in their pay.
Or it could be where the funding for pay uplifts for what we all acknowledged as essential workers 5 years ago, those that the county really cannot do without
Anyway loads, the point of this would be amazing, unparalleled good PR for big businesses, they would be allowed to display a crest like fairy liquid has to make us think the queen used to do the washing up with fairy liquid or Benson & Hedges to say the queen smoked their tabs.
"Amazon, proud supporters of the GB uplift fund since 2034 to the tune of £55 billion in 2031/32"
Or
"Tesco proudly pay way above the paltry living wage, come and work for us if you want to earn money"
It could be worn like a medal instead of the shady donations and non-exec board roles and bribes that aren't bribes but blatantly are really jobs for the boys type shit that has gone on since Cromwell.
I'd also pay politicians, MPs a lot more but on the strict proviso they are not allowed any board roles, advisor roles, consultancy roles and second jobs all the while they are a sitting MP. That would overnight sort the intentions of them out and a genuine statesman or woman woukd emerge who truly does have the best interests of the United kingdom and constituents in their heart. No newspaper columns either
A lot of people quite rightly woukd rather keep their financial business their business and fair enough. If the tax wasn't so suppressing on the working and lower middle classes people wouldn't get so angry about people doing stuff that isn't illegal just immoral with their taxes who are mega rich. I put the most i can afford into my pension to reduce my income tax exposure and all manner of things paid for at source to do the same.
Ultimately we are paying a substantial amount more than ever for much worse service and the people we elect to spend that money in the best way possible are fucking it up
Except for the shade thrown on renewables (it's essential, not a political optional activity), diversity (come onnnn) and "fighting age men in premier inns" (such a distraction from the real causes of problems in society- don't get drawn in).
Like... the focus on solutions was good. You didn't need to throw and unnecessarily political para in the middle for your valid points to stand up, dude.
My reply to canters, I'm broadly in favour of renewable energy I see it as a vanity project when arable land is being requisitioned to put solar panels on as opposed to covering car parks, new build homes and industrial units.
I'd be delighted to do a one hour online course once a year and continue on with my life without being made to feel as a 40 plus white working class male that I have no idea how to behave around anyone who differs slightly from me1 -
ME14addick said:Carter said:ME14addick said:Carter said:Siv_in_Norfolk said:Carter said:ME14addick said:What we need is for those at the bottom to be paid properly. It can't be right that employers get away with paying the minimum they can get away with, then the state (taxpayer) has to top up with Universal Credit to provide enough for the employee to live on. This situation has to change.
I keep hearing that wages have caused inflation but I cannot see how. Wages of footballers, investment bankers etc will be skewing the data on that maybe.
This is also what generates the ire towards the 1% holding most of the wealth. Its my dirty hands that make the directors of my employers a lot of money. Same for retail staff (in the shops that actually make money like Asda, Tesco etc) essential staff like care workers whenever I see adverts for a carer role and equate it to the margins those who own care homes and private care companies make and whilst I don't want the government sticking their beaks in as frankly they will fuck it up and feather their own nests. In fact there are probably a lot of ministers on the boards of care providers.
I had a thought last night. The country could introduce a goodwill fund. Where contributers make a totally voluntary contribution of a minimum of £10 million and it funds the vanity projects the government want to do with renewable energy, diversity co-ordinators, housing fighting age men in premier inns. Those contributers can then put their money where their virtue signals are
Or it could be used to pay for bursaries for nurses, doctors, teachers, to train then fund an uplift in their pay.
Or it could be where the funding for pay uplifts for what we all acknowledged as essential workers 5 years ago, those that the county really cannot do without
Anyway loads, the point of this would be amazing, unparalleled good PR for big businesses, they would be allowed to display a crest like fairy liquid has to make us think the queen used to do the washing up with fairy liquid or Benson & Hedges to say the queen smoked their tabs.
"Amazon, proud supporters of the GB uplift fund since 2034 to the tune of £55 billion in 2031/32"
Or
"Tesco proudly pay way above the paltry living wage, come and work for us if you want to earn money"
It could be worn like a medal instead of the shady donations and non-exec board roles and bribes that aren't bribes but blatantly are really jobs for the boys type shit that has gone on since Cromwell.
I'd also pay politicians, MPs a lot more but on the strict proviso they are not allowed any board roles, advisor roles, consultancy roles and second jobs all the while they are a sitting MP. That would overnight sort the intentions of them out and a genuine statesman or woman woukd emerge who truly does have the best interests of the United kingdom and constituents in their heart. No newspaper columns either
A lot of people quite rightly woukd rather keep their financial business their business and fair enough. If the tax wasn't so suppressing on the working and lower middle classes people wouldn't get so angry about people doing stuff that isn't illegal just immoral with their taxes who are mega rich. I put the most i can afford into my pension to reduce my income tax exposure and all manner of things paid for at source to do the same.
Ultimately we are paying a substantial amount more than ever for much worse service and the people we elect to spend that money in the best way possible are fucking it up
Except for the shade thrown on renewables (it's essential, not a political optional activity), diversity (come onnnn) and "fighting age men in premier inns" (such a distraction from the real causes of problems in society- don't get drawn in).
Like... the focus on solutions was good. You didn't need to throw and unnecessarily political para in the middle for your valid points to stand up, dude.
My reply to canters, I'm broadly in favour of renewable energy I see it as a vanity project when arable land is being requisitioned to put solar panels on as opposed to covering car parks, new build homes and industrial units.
I'd be delighted to do a one hour online course once a year and continue on with my life without being made to feel as a 40 plus white working class male that I have no idea how to behave around anyone who differs slightly from me0 -
Carter said:ME14addick said:Carter said:ME14addick said:Carter said:Siv_in_Norfolk said:Carter said:ME14addick said:What we need is for those at the bottom to be paid properly. It can't be right that employers get away with paying the minimum they can get away with, then the state (taxpayer) has to top up with Universal Credit to provide enough for the employee to live on. This situation has to change.
I keep hearing that wages have caused inflation but I cannot see how. Wages of footballers, investment bankers etc will be skewing the data on that maybe.
This is also what generates the ire towards the 1% holding most of the wealth. Its my dirty hands that make the directors of my employers a lot of money. Same for retail staff (in the shops that actually make money like Asda, Tesco etc) essential staff like care workers whenever I see adverts for a carer role and equate it to the margins those who own care homes and private care companies make and whilst I don't want the government sticking their beaks in as frankly they will fuck it up and feather their own nests. In fact there are probably a lot of ministers on the boards of care providers.
I had a thought last night. The country could introduce a goodwill fund. Where contributers make a totally voluntary contribution of a minimum of £10 million and it funds the vanity projects the government want to do with renewable energy, diversity co-ordinators, housing fighting age men in premier inns. Those contributers can then put their money where their virtue signals are
Or it could be used to pay for bursaries for nurses, doctors, teachers, to train then fund an uplift in their pay.
Or it could be where the funding for pay uplifts for what we all acknowledged as essential workers 5 years ago, those that the county really cannot do without
Anyway loads, the point of this would be amazing, unparalleled good PR for big businesses, they would be allowed to display a crest like fairy liquid has to make us think the queen used to do the washing up with fairy liquid or Benson & Hedges to say the queen smoked their tabs.
"Amazon, proud supporters of the GB uplift fund since 2034 to the tune of £55 billion in 2031/32"
Or
"Tesco proudly pay way above the paltry living wage, come and work for us if you want to earn money"
It could be worn like a medal instead of the shady donations and non-exec board roles and bribes that aren't bribes but blatantly are really jobs for the boys type shit that has gone on since Cromwell.
I'd also pay politicians, MPs a lot more but on the strict proviso they are not allowed any board roles, advisor roles, consultancy roles and second jobs all the while they are a sitting MP. That would overnight sort the intentions of them out and a genuine statesman or woman woukd emerge who truly does have the best interests of the United kingdom and constituents in their heart. No newspaper columns either
A lot of people quite rightly woukd rather keep their financial business their business and fair enough. If the tax wasn't so suppressing on the working and lower middle classes people wouldn't get so angry about people doing stuff that isn't illegal just immoral with their taxes who are mega rich. I put the most i can afford into my pension to reduce my income tax exposure and all manner of things paid for at source to do the same.
Ultimately we are paying a substantial amount more than ever for much worse service and the people we elect to spend that money in the best way possible are fucking it up
Except for the shade thrown on renewables (it's essential, not a political optional activity), diversity (come onnnn) and "fighting age men in premier inns" (such a distraction from the real causes of problems in society- don't get drawn in).
Like... the focus on solutions was good. You didn't need to throw and unnecessarily political para in the middle for your valid points to stand up, dude.
My reply to canters, I'm broadly in favour of renewable energy I see it as a vanity project when arable land is being requisitioned to put solar panels on as opposed to covering car parks, new build homes and industrial units.
I'd be delighted to do a one hour online course once a year and continue on with my life without being made to feel as a 40 plus white working class male that I have no idea how to behave around anyone who differs slightly from me
I won't comment further as it is now so far removed from the title of the thread.0 -
ME14addick said:Carter said:ME14addick said:Carter said:Siv_in_Norfolk said:Carter said:ME14addick said:What we need is for those at the bottom to be paid properly. It can't be right that employers get away with paying the minimum they can get away with, then the state (taxpayer) has to top up with Universal Credit to provide enough for the employee to live on. This situation has to change.
I keep hearing that wages have caused inflation but I cannot see how. Wages of footballers, investment bankers etc will be skewing the data on that maybe.
This is also what generates the ire towards the 1% holding most of the wealth. Its my dirty hands that make the directors of my employers a lot of money. Same for retail staff (in the shops that actually make money like Asda, Tesco etc) essential staff like care workers whenever I see adverts for a carer role and equate it to the margins those who own care homes and private care companies make and whilst I don't want the government sticking their beaks in as frankly they will fuck it up and feather their own nests. In fact there are probably a lot of ministers on the boards of care providers.
I had a thought last night. The country could introduce a goodwill fund. Where contributers make a totally voluntary contribution of a minimum of £10 million and it funds the vanity projects the government want to do with renewable energy, diversity co-ordinators, housing fighting age men in premier inns. Those contributers can then put their money where their virtue signals are
Or it could be used to pay for bursaries for nurses, doctors, teachers, to train then fund an uplift in their pay.
Or it could be where the funding for pay uplifts for what we all acknowledged as essential workers 5 years ago, those that the county really cannot do without
Anyway loads, the point of this would be amazing, unparalleled good PR for big businesses, they would be allowed to display a crest like fairy liquid has to make us think the queen used to do the washing up with fairy liquid or Benson & Hedges to say the queen smoked their tabs.
"Amazon, proud supporters of the GB uplift fund since 2034 to the tune of £55 billion in 2031/32"
Or
"Tesco proudly pay way above the paltry living wage, come and work for us if you want to earn money"
It could be worn like a medal instead of the shady donations and non-exec board roles and bribes that aren't bribes but blatantly are really jobs for the boys type shit that has gone on since Cromwell.
I'd also pay politicians, MPs a lot more but on the strict proviso they are not allowed any board roles, advisor roles, consultancy roles and second jobs all the while they are a sitting MP. That would overnight sort the intentions of them out and a genuine statesman or woman woukd emerge who truly does have the best interests of the United kingdom and constituents in their heart. No newspaper columns either
A lot of people quite rightly woukd rather keep their financial business their business and fair enough. If the tax wasn't so suppressing on the working and lower middle classes people wouldn't get so angry about people doing stuff that isn't illegal just immoral with their taxes who are mega rich. I put the most i can afford into my pension to reduce my income tax exposure and all manner of things paid for at source to do the same.
Ultimately we are paying a substantial amount more than ever for much worse service and the people we elect to spend that money in the best way possible are fucking it up
Except for the shade thrown on renewables (it's essential, not a political optional activity), diversity (come onnnn) and "fighting age men in premier inns" (such a distraction from the real causes of problems in society- don't get drawn in).
Like... the focus on solutions was good. You didn't need to throw and unnecessarily political para in the middle for your valid points to stand up, dude.
My reply to canters, I'm broadly in favour of renewable energy I see it as a vanity project when arable land is being requisitioned to put solar panels on as opposed to covering car parks, new build homes and industrial units.
I'd be delighted to do a one hour online course once a year and continue on with my life without being made to feel as a 40 plus white working class male that I have no idea how to behave around anyone who differs slightly from me0 -
Stu_of_Kunming said:ME14addick said:Carter said:ME14addick said:Carter said:Siv_in_Norfolk said:Carter said:ME14addick said:What we need is for those at the bottom to be paid properly. It can't be right that employers get away with paying the minimum they can get away with, then the state (taxpayer) has to top up with Universal Credit to provide enough for the employee to live on. This situation has to change.
I keep hearing that wages have caused inflation but I cannot see how. Wages of footballers, investment bankers etc will be skewing the data on that maybe.
This is also what generates the ire towards the 1% holding most of the wealth. Its my dirty hands that make the directors of my employers a lot of money. Same for retail staff (in the shops that actually make money like Asda, Tesco etc) essential staff like care workers whenever I see adverts for a carer role and equate it to the margins those who own care homes and private care companies make and whilst I don't want the government sticking their beaks in as frankly they will fuck it up and feather their own nests. In fact there are probably a lot of ministers on the boards of care providers.
I had a thought last night. The country could introduce a goodwill fund. Where contributers make a totally voluntary contribution of a minimum of £10 million and it funds the vanity projects the government want to do with renewable energy, diversity co-ordinators, housing fighting age men in premier inns. Those contributers can then put their money where their virtue signals are
Or it could be used to pay for bursaries for nurses, doctors, teachers, to train then fund an uplift in their pay.
Or it could be where the funding for pay uplifts for what we all acknowledged as essential workers 5 years ago, those that the county really cannot do without
Anyway loads, the point of this would be amazing, unparalleled good PR for big businesses, they would be allowed to display a crest like fairy liquid has to make us think the queen used to do the washing up with fairy liquid or Benson & Hedges to say the queen smoked their tabs.
"Amazon, proud supporters of the GB uplift fund since 2034 to the tune of £55 billion in 2031/32"
Or
"Tesco proudly pay way above the paltry living wage, come and work for us if you want to earn money"
It could be worn like a medal instead of the shady donations and non-exec board roles and bribes that aren't bribes but blatantly are really jobs for the boys type shit that has gone on since Cromwell.
I'd also pay politicians, MPs a lot more but on the strict proviso they are not allowed any board roles, advisor roles, consultancy roles and second jobs all the while they are a sitting MP. That would overnight sort the intentions of them out and a genuine statesman or woman woukd emerge who truly does have the best interests of the United kingdom and constituents in their heart. No newspaper columns either
A lot of people quite rightly woukd rather keep their financial business their business and fair enough. If the tax wasn't so suppressing on the working and lower middle classes people wouldn't get so angry about people doing stuff that isn't illegal just immoral with their taxes who are mega rich. I put the most i can afford into my pension to reduce my income tax exposure and all manner of things paid for at source to do the same.
Ultimately we are paying a substantial amount more than ever for much worse service and the people we elect to spend that money in the best way possible are fucking it up
Except for the shade thrown on renewables (it's essential, not a political optional activity), diversity (come onnnn) and "fighting age men in premier inns" (such a distraction from the real causes of problems in society- don't get drawn in).
Like... the focus on solutions was good. You didn't need to throw and unnecessarily political para in the middle for your valid points to stand up, dude.
My reply to canters, I'm broadly in favour of renewable energy I see it as a vanity project when arable land is being requisitioned to put solar panels on as opposed to covering car parks, new build homes and industrial units.
I'd be delighted to do a one hour online course once a year and continue on with my life without being made to feel as a 40 plus white working class male that I have no idea how to behave around anyone who differs slightly from me7 -
Carter said:Siv_in_Norfolk said:Carter said:ME14addick said:What we need is for those at the bottom to be paid properly. It can't be right that employers get away with paying the minimum they can get away with, then the state (taxpayer) has to top up with Universal Credit to provide enough for the employee to live on. This situation has to change.
I keep hearing that wages have caused inflation but I cannot see how. Wages of footballers, investment bankers etc will be skewing the data on that maybe.
This is also what generates the ire towards the 1% holding most of the wealth. Its my dirty hands that make the directors of my employers a lot of money. Same for retail staff (in the shops that actually make money like Asda, Tesco etc) essential staff like care workers whenever I see adverts for a carer role and equate it to the margins those who own care homes and private care companies make and whilst I don't want the government sticking their beaks in as frankly they will fuck it up and feather their own nests. In fact there are probably a lot of ministers on the boards of care providers.
I had a thought last night. The country could introduce a goodwill fund. Where contributers make a totally voluntary contribution of a minimum of £10 million and it funds the vanity projects the government want to do with renewable energy, diversity co-ordinators, housing fighting age men in premier inns. Those contributers can then put their money where their virtue signals are
Or it could be used to pay for bursaries for nurses, doctors, teachers, to train then fund an uplift in their pay.
Or it could be where the funding for pay uplifts for what we all acknowledged as essential workers 5 years ago, those that the county really cannot do without
Anyway loads, the point of this would be amazing, unparalleled good PR for big businesses, they would be allowed to display a crest like fairy liquid has to make us think the queen used to do the washing up with fairy liquid or Benson & Hedges to say the queen smoked their tabs.
"Amazon, proud supporters of the GB uplift fund since 2034 to the tune of £55 billion in 2031/32"
Or
"Tesco proudly pay way above the paltry living wage, come and work for us if you want to earn money"
It could be worn like a medal instead of the shady donations and non-exec board roles and bribes that aren't bribes but blatantly are really jobs for the boys type shit that has gone on since Cromwell.
I'd also pay politicians, MPs a lot more but on the strict proviso they are not allowed any board roles, advisor roles, consultancy roles and second jobs all the while they are a sitting MP. That would overnight sort the intentions of them out and a genuine statesman or woman woukd emerge who truly does have the best interests of the United kingdom and constituents in their heart. No newspaper columns either
A lot of people quite rightly woukd rather keep their financial business their business and fair enough. If the tax wasn't so suppressing on the working and lower middle classes people wouldn't get so angry about people doing stuff that isn't illegal just immoral with their taxes who are mega rich. I put the most i can afford into my pension to reduce my income tax exposure and all manner of things paid for at source to do the same.
Ultimately we are paying a substantial amount more than ever for much worse service and the people we elect to spend that money in the best way possible are fucking it up
Except for the shade thrown on renewables (it's essential, not a political optional activity), diversity (come onnnn) and "fighting age men in premier inns" (such a distraction from the real causes of problems in society- don't get drawn in).
Like... the focus on solutions was good. You didn't need to throw and unnecessarily political para in the middle for your valid points to stand up, dude.
My reply to canters, I'm broadly in favour of renewable energy I see it as a vanity project when arable land is being requisitioned to put solar panels on as opposed to covering car parks, new build homes and industrial units.
My understanding is that 0.22% of UK expenditure is on refugees. The issue is a distraction from the real big issues we face.6 -
Siv_in_Norfolk said:Carter said:Siv_in_Norfolk said:Carter said:ME14addick said:What we need is for those at the bottom to be paid properly. It can't be right that employers get away with paying the minimum they can get away with, then the state (taxpayer) has to top up with Universal Credit to provide enough for the employee to live on. This situation has to change.
I keep hearing that wages have caused inflation but I cannot see how. Wages of footballers, investment bankers etc will be skewing the data on that maybe.
This is also what generates the ire towards the 1% holding most of the wealth. Its my dirty hands that make the directors of my employers a lot of money. Same for retail staff (in the shops that actually make money like Asda, Tesco etc) essential staff like care workers whenever I see adverts for a carer role and equate it to the margins those who own care homes and private care companies make and whilst I don't want the government sticking their beaks in as frankly they will fuck it up and feather their own nests. In fact there are probably a lot of ministers on the boards of care providers.
I had a thought last night. The country could introduce a goodwill fund. Where contributers make a totally voluntary contribution of a minimum of £10 million and it funds the vanity projects the government want to do with renewable energy, diversity co-ordinators, housing fighting age men in premier inns. Those contributers can then put their money where their virtue signals are
Or it could be used to pay for bursaries for nurses, doctors, teachers, to train then fund an uplift in their pay.
Or it could be where the funding for pay uplifts for what we all acknowledged as essential workers 5 years ago, those that the county really cannot do without
Anyway loads, the point of this would be amazing, unparalleled good PR for big businesses, they would be allowed to display a crest like fairy liquid has to make us think the queen used to do the washing up with fairy liquid or Benson & Hedges to say the queen smoked their tabs.
"Amazon, proud supporters of the GB uplift fund since 2034 to the tune of £55 billion in 2031/32"
Or
"Tesco proudly pay way above the paltry living wage, come and work for us if you want to earn money"
It could be worn like a medal instead of the shady donations and non-exec board roles and bribes that aren't bribes but blatantly are really jobs for the boys type shit that has gone on since Cromwell.
I'd also pay politicians, MPs a lot more but on the strict proviso they are not allowed any board roles, advisor roles, consultancy roles and second jobs all the while they are a sitting MP. That would overnight sort the intentions of them out and a genuine statesman or woman woukd emerge who truly does have the best interests of the United kingdom and constituents in their heart. No newspaper columns either
A lot of people quite rightly woukd rather keep their financial business their business and fair enough. If the tax wasn't so suppressing on the working and lower middle classes people wouldn't get so angry about people doing stuff that isn't illegal just immoral with their taxes who are mega rich. I put the most i can afford into my pension to reduce my income tax exposure and all manner of things paid for at source to do the same.
Ultimately we are paying a substantial amount more than ever for much worse service and the people we elect to spend that money in the best way possible are fucking it up
Except for the shade thrown on renewables (it's essential, not a political optional activity), diversity (come onnnn) and "fighting age men in premier inns" (such a distraction from the real causes of problems in society- don't get drawn in).
Like... the focus on solutions was good. You didn't need to throw and unnecessarily political para in the middle for your valid points to stand up, dude.
My reply to canters, I'm broadly in favour of renewable energy I see it as a vanity project when arable land is being requisitioned to put solar panels on as opposed to covering car parks, new build homes and industrial units.
My understanding is that 0.22% of UK expenditure is on refugees. The issue is a distraction from the real big issues we face.1 -
Contactless card payments are set to exceed £100 and potentially become unlimited under new proposals to allow banks and other providers to set limits.
The proposals from the Financial Conduct Authority (FCA) mean entering a four-digit PIN to make a card payment could become even more of a rarity for shoppers.
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Just tapped my card and then been asked for pin without inserting card. Is that normal?
0 - Sponsored links:
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That's the standard in some European countries.
stevexreeve said:Just tapped my card and then been asked for pin without inserting card. Is that normal?
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stevexreeve said:Just tapped my card and then been asked for pin without inserting card. Is that normal?3
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If there is no limit then a stolen card can empty a bank account I would imagine.0
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stevexreeve said:Just tapped my card and then been asked for pin without inserting card. Is that normal?
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Rothko said:stevexreeve said:Just tapped my card and then been asked for pin without inserting card. Is that normal?Oggy Red said:stevexreeve said:Just tapped my card and then been asked for pin without inserting card. Is that normal?
Unless I misunderstood, I think he was saying that he tapped his card and was then asked to type in his PIN number, without inserting the card.0 -
Off_it said:Rothko said:stevexreeve said:Just tapped my card and then been asked for pin without inserting card. Is that normal?Oggy Red said:stevexreeve said:Just tapped my card and then been asked for pin without inserting card. Is that normal?
Unless I misunderstood, I think he was saying that he tapped his card and was then asked to type in his PIN number, without inserting the card.I believe the card readers are now a bit more sophisticated and once tapped (and subsequently requiring a PIN) the card doesn't need to be presented again.Interestingly, I used to use a card far more to tap than I do now and used to get a PIN request every half a dozen or so uses (most people know that's the norm). I now invariably use Apple Pay and I can't recall it ever failing and asking for a PIN.0 -
Carter said:Broadly I agree
BUT
Why doesn't every single newbuild home have solar panels installed by default? Why hasn't every open car park been covered with them? Roofs of high rises, factories? It should be in these places as opposed to arable farm fields
How much coal is needed to keep the grid on when solar and wind turbines don't generate energy when it isnt sunny or windy
The methods of burning coal now under pressure to generate energy are so efficient leaving a by product of bicarbonate of soda only, almost zero carbon emissions. We are also sitting on a massive supply of it. Coal steps in when it stops blowing or sunning
Fusion energy (nuclear) limitless, efficient and cheap. Also brings loads of jobs, clean energy
I think we should be embracing renewable energy but not the way successive governments have done it l. Especially not when the government's are very much "do as we say, not as we do" regarding a carbon footprint
We hardly use coal at all for electricity generation any more. 0.6% in 2024. It's completely untrue that you can burn coal at almost zero emissions. Clean coal relies on carbon capture and storage to secure net zero.
Electricity generation through nuclear fusion isn't possible and won't be viable for ages. The joke is that nuclear fusion is just 20 years away and always has been (people have been saying 20 years since the 1970s).1