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Savings and Investments thread

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  • Rob7Lee
    Rob7Lee Posts: 9,770
    As an annual round up:

    my return 3.85%, Mrs 2.85% Daughter 2.1%. Pleased with mine as a gross equivalent of 7%. Wife’s 3.6% and daughter 2.6%, although a little skewed due to our different tax positions.
  • Chaz Hill
    Chaz Hill Posts: 5,222
    £50 for me on my half max, £100 for Mrs on max and £25 for junior on quarter holding on PBs. Always nice to win something.
  • TelMc32
    TelMc32 Posts: 9,133
    edited 11:17AM
    £325 this morning on £40k holding (2x £100, 2x £50 and 1x £25).
  • bobmunro
    bobmunro Posts: 21,029
    £175 for me, nothing for the missus - 2x max holdings.
  • Friend Or Defoe
    Friend Or Defoe Posts: 18,167
    Rob7Lee said:
    As an annual round up:

    my return 3.85%, Mrs 2.85% Daughter 2.1%. Pleased with mine as a gross equivalent of 7%. Wife’s 3.6% and daughter 2.6%, although a little skewed due to our different tax positions.

    So they're well worth doing if you are a Additional/Top Rate Taxpayer, otherwise not really.
  • golfaddick
    golfaddick Posts: 34,082
    Friend Or Defoe said:
    Rob7Lee said:
    As an annual round up:

    my return 3.85%, Mrs 2.85% Daughter 2.1%. Pleased with mine as a gross equivalent of 7%. Wife’s 3.6% and daughter 2.6%, although a little skewed due to our different tax positions.

    So they're well worth doing if you are a Additional/Top Rate Taxpayer, otherwise not really.
    So ripe for an attack by Rachel in the next Budget 🤔. 
  • Addickinedi
    Addickinedi Posts: 155
    £275 for me and £375 for wife, both on max holding.
    Returned just over 5% combined for the year.
  • Rob7Lee
    Rob7Lee Posts: 9,770
    Friend Or Defoe said:
    Rob7Lee said:
    As an annual round up:

    my return 3.85%, Mrs 2.85% Daughter 2.1%. Pleased with mine as a gross equivalent of 7%. Wife’s 3.6% and daughter 2.6%, although a little skewed due to our different tax positions.

    So they're well worth doing if you are an Additional/Top Rate Taxpayer, otherwise not really.
    If my wife also had returned 3.85% would have been well worth it as well even though she’s a lower rate tax payer (she already uses up her savings allowance).

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