driving 3rd party on someone elses car

razil

my advice is don't do it, you have next to no cover and if someone runs into you, or vice versa you are screwed - happened to me saturday night.

Riscardo

whos car where you driving?

razil

the missus'

Chirpy Red

Do you reckon Stevie Gerrard is fully comp?

Riscardo

So why are you not on her insurance?

razil

they wanted £150 to do that..

StanmoreAddick

Basic legal liability only is the cover provided free, you are covered under your own policy.

Who was at fault for the accident?

razil

the other person, but proving that or geting her to admit it is the tricky part, my legal cover is helpful though and they are pursuing this.

razil

I understand that even if you park the car somewhere, until the insured fully comp person drives it again it isnt insured - not sure if this is true though.

Riscardo

getting HER to admit it!!!!

Women drivers eh Raz.

StanmoreAddick

1/ agreed, trouble also could be that it might also come down to being a claim where both parties are held responsible- no one wins except the insurance company where 2 sets of NCD are effected

2/ I guess technically this would be correct.

razil

yeah hard to prove though