First your landlord needs to get the driers/blowers in before he thinks of putting a new wooden flooring down, and that concrete floor looks only fit for digging up. The pipes if you have to put in the middle of a walk way, need to be lagged and sunk a lot deeper than that?. The mould on your wall looks as though you have had damp, for a reasonable time and needs a damp proof specialist in or someone who knows what they are doing.
Remember those days, Addickted ..... although it was a while ago now.
Back then, of course you shared with a flatmate and spent most of your spare dosh at the pub or on watching Charlton play away.
But eventually the penny dropped that you had to get saving if you wanted to buy somewhere of your own. So I opened a monthly savings account at the Building Society and did all the overtime I could get hold of.
It took a few years but eventually me and my then missus got enough together for a deposit on a bog standard 2 bed terrace in Bromley that needed a lot of work on it. You never forget your 1st place of your own!
No help from family, friends or whoever - you had to do it all for yourself. All the old gits on CL and some younger ones too, will tell you the same story.
Remember those days, Addickted ..... although it was a while ago now.
Back then, of course you shared with a flatmate and spent most of your spare dosh at the pub or on watching Charlton play away.
But eventually the penny dropped that you had to get saving if you wanted to buy somewhere of your own. So I opened a monthly savings account at the Building Society and did all the overtime I could get hold of.
It took a few years but eventually me and my then missus got enough together for a deposit on a bog standard 2 bed terrace in Bromley that needed a lot of work on it. You never forget your 1st place of your own!
No help from family, friends or whoever - you had to do it all for yourself. All the old gits on CL and some younger ones too, will tell you the same story.
It can be done, if you want it badly enough.
You're right Oggy that's how we did it.
I do think it's harder though to get on the ladder today. Mortgage lenders take the Michael a bit unless the deposit is 25% or so and that's assuming they'll give you a mortgage in the first place!
I know my first deposit was less than 10%.
I await the CL morality police telling me i'm wrong but I've tried to help my children get on the property ladder and will try to do the same for the youngest when the time comes.
Or you could always stay with your parents why you save like buggery to get that deposit.
If you have to have £1k a month mortgage it's good budgetry sense to put away £1.1k a month. Within 18 months you have £19k put away plus interest and the building society sees you as a responsible and safe bet - giving you decent interest rates.
Doesn't work with the "I want it now" society though.
Or you could always stay with your parents why you save like buggery to get that deposit.
If you have to have £1k a month mortgage it's good budgetry sense to put away £1.1k a month. Within 18 months you have £19k put away plus interest and the building society sees you as a responsible and safe bet - giving you decent interest rates.
Doesn't work with the "I want it now" society though.
These days youngsters have to go where the work is so the living at home option doesn't always work.
I remember having to find a 10% deposit over 35 years ago, so we both scrimped and saved, we didn't go out apart from once a week and we walked everywhere, dispute this our parents also took 1/3rd of our take home pay to pay for our food etc., hard but great times.
We moved into our house (which incidentally we still lived in) the only new thing in the house was the bed, all other furniture (and there weren't much of that) where given to us. Initially we didn't even have a coloured tele, it was black and white about 6" square as we could just afford the licence.
You might already have enough responses, but I would have thought that if he has rehoused you he has done all he has to. I doubt that any judge would offer you anything more than that, and the chances are that the B&B cost more, per night, than you paid in rent.
I would think your biggest issue will be the deposit as if I were the landlord I'd be looking for ways to blame some of this on you. If there is damp and you failed to report it to him and it has got worse he could probably use your deposit to have it sorted out.
If it's a conversion chances are that the block policy as part of the leasehold would cover the repairs but unless he has a very expensive policy it probably won't reimburse him for the B&B and if it does he will likely keep it as he has had to pay out for it.
As you're going, and you've presumably paid your last rent payment I think you will be out of luck. The costs of small claims court (assuming you have a solicitor) will wipe out anything that you are awarded.
I would appeal to his better nature and hope that he offers you something, but I'm not surprised at his response. He has a property he intends to sell, he has just had to pay for you to be rehoused for a couple of nights, he is probably going to have some costs with getting the flay ready for sale, and as he'll have to do a lot of that after you've gone he's just lost a months rent. Then just at that point you ask him for money. Rightly or wrongly, I can understand him sounding a little less than friendly about it.
I would guess you've hit the nail on the head, KSA.
The landlord intends to sell, probably because he needs to cash in his investment and knowing full well he's going to have to dig deep to sort out the problems first, and has cash flow problems.
Meanwhile, Addicted says..... er, excuse me, but what about some compo because, etc .....and the bloke is so stressed out of his head already.
From the landlord's point of view, bad timing, Addickted - but I don't blame you for asking, especially as you've put up with so much inconvenience for so long.
The landlord's obligation is to provide accomodation that meets basic standards of habitation.
Ha, thanks all. I'll let you know what happens on Sunday after our 'chat'. To be honest, I wont pursue anything if he says no, but fingers crossed he'll throw us £50 or something so we can have a meal out.
All this 'buy a house' business is no good for a couple of reasons:
1. I need to be near central for work and studies. Cant be dealing with a 2 hour commute, id be leaving at 7am getting in at 11.30pm
2. Don't earn enough to save over rent (yet)
3. Rents are expensive
4. Houses are expensive (try and find a house for £200k in zone 2-3)
5. Don't have a deposit
6. Cant stay with parents
Other than that, a great idea... and one we'll be going for once we're both earning a bit more
I must be part of the 'I want it now society' though as I cant afford to save whilst attempting to better my career
Comments
It does focus the mind when you want to enter the property ladder.
Either that or ask your parents :-)
Back then, of course you shared with a flatmate and spent most of your spare dosh at the pub or on watching Charlton play away.
But eventually the penny dropped that you had to get saving if you wanted to buy somewhere of your own. So I opened a monthly savings account at the Building Society and did all the overtime I could get hold of.
It took a few years but eventually me and my then missus got enough together for a deposit on a bog standard 2 bed terrace in Bromley that needed a lot of work on it. You never forget your 1st place of your own!
No help from family, friends or whoever - you had to do it all for yourself.
All the old gits on CL and some younger ones too, will tell you the same story.
It can be done, if you want it badly enough.
I do think it's harder though to get on the ladder today. Mortgage lenders take the Michael a bit unless the deposit is 25% or so and that's assuming they'll give you a mortgage in the first place!
I know my first deposit was less than 10%.
I await the CL morality police telling me i'm wrong but I've tried to help my children get on the property ladder and will try to do the same for the youngest when the time comes.
Why? Read the rest of the thread.
Landlords are licensed thieves in many instances.
If you have to have £1k a month mortgage it's good budgetry sense to put away £1.1k a month. Within 18 months you have £19k put away plus interest and the building society sees you as a responsible and safe bet - giving you decent interest rates.
Doesn't work with the "I want it now" society though.
We moved into our house (which incidentally we still lived in) the only new thing in the house was the bed, all other furniture (and there weren't much of that) where given to us. Initially we didn't even have a coloured tele, it was black and white about 6" square as we could just afford the licence.
I would think your biggest issue will be the deposit as if I were the landlord I'd be looking for ways to blame some of this on you. If there is damp and you failed to report it to him and it has got worse he could probably use your deposit to have it sorted out.
If it's a conversion chances are that the block policy as part of the leasehold would cover the repairs but unless he has a very expensive policy it probably won't reimburse him for the B&B and if it does he will likely keep it as he has had to pay out for it.
As you're going, and you've presumably paid your last rent payment I think you will be out of luck. The costs of small claims court (assuming you have a solicitor) will wipe out anything that you are awarded.
I would appeal to his better nature and hope that he offers you something, but I'm not surprised at his response. He has a property he intends to sell, he has just had to pay for you to be rehoused for a couple of nights, he is probably going to have some costs with getting the flay ready for sale, and as he'll have to do a lot of that after you've gone he's just lost a months rent. Then just at that point you ask him for money. Rightly or wrongly, I can understand him sounding a little less than friendly about it.
The landlord intends to sell, probably because he needs to cash in his investment and knowing full well he's going to have to dig deep to sort out the problems first, and has cash flow problems.
Meanwhile, Addicted says..... er, excuse me, but what about some compo because, etc .....and the bloke is so stressed out of his head already.
From the landlord's point of view, bad timing, Addickted - but I don't blame you for asking, especially as you've put up with so much inconvenience for so long.
The landlord's obligation is to provide accomodation that meets basic standards of habitation.
If you got away with less than 10% deposit on your first house - well, good luck to you, you evidently had better contacts than me!
;o)
All this 'buy a house' business is no good for a couple of reasons:
1. I need to be near central for work and studies. Cant be dealing with a 2 hour commute, id be leaving at 7am getting in at 11.30pm
2. Don't earn enough to save over rent (yet)
3. Rents are expensive
4. Houses are expensive (try and find a house for £200k in zone 2-3)
5. Don't have a deposit
6. Cant stay with parents
Other than that, a great idea... and one we'll be going for once we're both earning a bit more
I must be part of the 'I want it now society' though as I cant afford to save whilst attempting to better my career