Budgeting
Payday tomorrow, and after getting chips for £1.50 I've ended the month with a grand total of plus 0.19p
How's that for budget management !
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Terrible. Being a gambler as well really doesn't help either0
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I Think i'm pretty good at budget management.
You have ended up 0.19p in credit which is good.
Hope the chips went down well?
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19p! At the current rates of interest and inflation the only way to get full value for your money is to spend the lot boss, so you should have asked for some crackling and a pickled onion and done the lot :0)2
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I have been lucky enough to never have to do it until 13 months ago when household income dropped by 35% just as essentials went up and household numbers went up 50% (we had a baby!).
I find it very difficult but every time my boy smiles and giggles, (which fortunately for me is most of the time) I don't care!2 -
I was actually.gutted I didn't have a penny more to buy a sauce I don't really want just to end 0.00p !RedChaser said:19p! At the current rates of interest and inflation the only way to get full value for your money is to spend the lot boss, so you should have asked for some crackling and a pickled onion and done the lot :0)
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What? You have to pay for sauce these days .........robbing b*stardos.AFKABartram said:
I was actually.gutted I didn't have a penny more to buy a sauce I don't really want just to end 0.00p !RedChaser said:19p! At the current rates of interest and inflation the only way to get full value for your money is to spend the lot boss, so you should have asked for some crackling and a pickled onion and done the lot :0)
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Utterly woeful but I don't worry about it.
My brother-in-law is so tight and budgets EVERYTHING that when he proposed to his wife (superb norks, decent looking) that he actually put on a suit and cooked her a roast dinner AT THEIR HOUSE!
He has got a stack of cash - because he never spends any money - but has the most boring life imaginable because all his family ever do is sit at home watching TV and playing video games.
I am always splurging on taking the boys to football, cricket and all sorts because it provides them with magical memories that will last a lifetime.
I would like to be a bit more disciplined but I just always want to live for the moment.5 -
So you're saying that your sister is decent looking and has 'superb norks'?!8
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johnrambo88 said:
So you're saying that your sister is decent looking and has 'superb norks'?!
snigger
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Shop around, you should be paying no more than £1.49 for chips.AFKABartram said:Good, bad or terrible at it ?
Payday tomorrow, and after getting chips for £1.50 I've ended the month with a grand total of plus 0.19p
How's that for budget management !0 -
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he paid £1.49 because he's a greedy bastard and had the large portion ;-)1
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Terrible budgeting. Only one saveloy away from being in the red.AFKABartram said:Good, bad or terrible at it ?
Payday tomorrow, and after getting chips for £1.50 I've ended the month with a grand total of plus 0.19p
How's that for budget management !1 -
I'm clueless,no money management skills whatsoever0
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johnrambo88 said:
So you're saying that your sister is decent looking and has 'superb norks'?!
Its my wife's brother's wife!
Not even I am pervy enough to fancy my own sister, I don't even have one!
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I've never made it to the next payday with funds left. Woeful0
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Payday is tomorrow but its a week early because of Christmas. Still have enough in the bank for the weeks food shopping though :-)
Considering what I do for a living, I should be good at budgeting and managing money!0 -
come to Grimsby mate .. a big bag of chips is 90p up 'ere0
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I have to say I'm good. I'm an accountant FFS lol.
Have been overdrawn once in about eight years. And thats how its going to stay.
I've had to run a tight ship since getting my own place 3.5 years ago on a sole income but since remortgaging from an interest rate of 6.99% down to 4.something%, I've got much more breathing space now
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One of life's idiosyncrasies BDL, how many builders do you know whose property is in need of attention, plumbers who have a dripping tap and bankers who never have any cash on them :0)BDL said:Payday is tomorrow but its a week early because of Christmas. Still have enough in the bank for the weeks food shopping though :-)
Considering what I do for a living, I should be good at budgeting and managing money!1 -
^^ and the shoemakers' wife who always goes unshod1
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Absolutely awful at it.
Payday for me isn't until the 27th so I'm screwed0 -
Satwest has come in handy this month. I.e if you get paid Monday, it goes in on Saturday0
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I'm really bad at it to be honest, so internet banking is a lifesaver, as I can transfer money from savings to current account or vice versa depending on how flush I am0
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Got a blinding Excel spreadsheet that I keep up to date and shows me how skint I am at any one time from now till about 2016. Ffs0
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Does that have a built in contingency for currency fluctuations? Only I thought you may have mentioned once or twice that you live in France :0)BIG_ROB said:Got a blinding Excel spreadsheet that I keep up to date and shows me how skint I am at any one time from now till about 2016. Ffs
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BIG_ROB said:
Got a blinding Excel spreadsheet that I keep up to date and shows me how skint I am at any one time from now till about 2016. Ffs
Rob, have you thought about selling something?
I' ve heard you can get a petty euro for a kidney or the like.
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A petty euro?? You voting Farage these days Guinness??0
