Going to be tricky having the balls to throw 20k into the markets in April. So much uncertainty that may mean drip feeding is a better ploy this year (for me).
Personally I'd almost always drip feed anyway, spreads the risk.
Pension down around 5%, ISA 7%. Pension less mainly as I sold out of a couple of funds about a month ago so I have around 15% of my fund currently sitting in cash (and no I didn't have any foresight into what was going to happen, just born lucky :-) )
Half is set to reinvest on the 18th and I've just bought some easyJet shares and Lloyds bank.
Pension down around 5%, ISA 7%. Pension less mainly as I sold out of a couple of funds about a month ago so I have around 15% of my fund currently sitting in cash (and no I didn't have any foresight into what was going to happen, just born lucky :-) )
Half is set to reinvest on the 18th and I've just bought some easyJet shares and Lloyds bank.
Lloyds were trading at over 52p just before Putin went mad. In just over a week they are now trading at 42p. A good time to buy.
Pension down around 5%, ISA 7%. Pension less mainly as I sold out of a couple of funds about a month ago so I have around 15% of my fund currently sitting in cash (and no I didn't have any foresight into what was going to happen, just born lucky :-) )
Half is set to reinvest on the 18th and I've just bought some easyJet shares and Lloyds bank.
Lloyds were trading at over 52p just before Putin went mad. In just over a week they are now trading at 42p. A good time to buy.
Agreed, I bought some a while ago for 43p and sold at 51p so felt a good time to buy them back!
Pension down around 5%, ISA 7%. Pension less mainly as I sold out of a couple of funds about a month ago so I have around 15% of my fund currently sitting in cash (and no I didn't have any foresight into what was going to happen, just born lucky :-) )
Half is set to reinvest on the 18th and I've just bought some easyJet shares and Lloyds bank.
Lloyds were trading at over 52p just before Putin went mad. In just over a week they are now trading at 42p. A good time to buy.
Agreed, I bought some a while ago for 43p and sold at 51p so felt a good time to buy them back!
Unfortunately I bought mine about 7 years ago at 73p. In for the long haul now.
Well this is one contest I can probably win quite comfortably - down about 11 per cent since 31 December. Too much tech and even my UK smaller companies funds have been pretty poor performers.
Frankly, I'm amazed the FTSE is still holding its 7000 level with all the threats flying around. When it eventually falls through this level it will be interesting to see what the floor is.
Well another day looked to be heading for disaster turned around in the afternoon. FTSE100 down to 6792 at one point came back to close at 6959. However, since my December valuation my stock/fund portfolio is down by 7%. An that’s with me holding decent positions in oil, mining, and BAE which have seen decent rises. Lloyds hit an intra day low of 38.80p before coming back to 41.25p.
Well another day looked to be heading for disaster turned around in the afternoon. FTSE100 down to 6792 at one point came back to close at 6959. However, since my December valuation my stock/fund portfolio is down by 7%. An that’s with me holding decent positions in oil, mining, and BAE which have seen decent rises. Lloyds hit an intra day low of 38.80p before coming back to 41.25p.
Who knows where this is going……
The FTSE100 touched 7000 very briefly this afternoon before profit taking (sorry, late selling) brought it back down again.
The sooner the West pull their finger out & help Ukraine the better. Putin is all talk. Impose a no fly zone & bomb his tank convoy & it will all be over in days. Funny that we never had a problem coming to Kuwait's aid when Saddam Hussain invaded in 1990......but then again Kuwait has oil.
Well another day looked to be heading for disaster turned around in the afternoon. FTSE100 down to 6792 at one point came back to close at 6959. However, since my December valuation my stock/fund portfolio is down by 7%. An that’s with me holding decent positions in oil, mining, and BAE which have seen decent rises. Lloyds hit an intra day low of 38.80p before coming back to 41.25p.
Who knows where this is going……
The FTSE100 touched 7000 very briefly this afternoon before profit taking (sorry, late selling) brought it back down again.
The sooner the West pull their finger out & help Ukraine the better. Putin is all talk. Impose a no fly zone & bomb his tank convoy & it will all be over in days. Funny that we never had a problem coming to Kuwait's aid when Saddam Hussain invaded in 1990......but then again Kuwait has oil.
Well another day looked to be heading for disaster turned around in the afternoon. FTSE100 down to 6792 at one point came back to close at 6959. However, since my December valuation my stock/fund portfolio is down by 7%. An that’s with me holding decent positions in oil, mining, and BAE which have seen decent rises. Lloyds hit an intra day low of 38.80p before coming back to 41.25p.
Who knows where this is going……
The FTSE100 touched 7000 very briefly this afternoon before profit taking (sorry, late selling) brought it back down again.
The sooner the West pull their finger out & help Ukraine the better. Putin is all talk. Impose a no fly zone & bomb his tank convoy & it will all be over in days. Funny that we never had a problem coming to Kuwait's aid when Saddam Hussain invaded in 1990......but then again Kuwait has oil.
Can't tell you exactly what I'm down as Hargreaves Lansdowne, the country's biggest platform provider, does not have the simple function that would allow you to compare the value of your total portfolio over a set period of time of your choosing. Mug punters , we are. But I reckon it's about 7-8% on my SIPP from memory. Paying a heavy price for backing European markets at present - that'll be Germany led.
I have a lot of cash to invest having just completed the sale of my house, but I'll be drip-feeding it in carefully and slowly. I can see a lot of downside risks that no one has really worked out yet.
Actually got £100 from Ernie this month. Blimey. But right now the best looking investment is my small chunk of inflation proof Republika bonds issued by the Czech state. RPI + 0.5%, and inflation likely to hit 10% here. Less than half way through their six year life too. I remember when National Savings had a bond like that, I was very happy with that too.
Can't tell you exactly what I'm down as Hargreaves Lansdowne, the country's biggest platform provider, does not have the simple function that would allow you to compare the value of your total portfolio over a set period of time of your choosing. Mug punters , we are. But I reckon it's about 7-8% on my SIPP from memory. Paying a heavy price for backing European markets at present - that'll be Germany led.
I have a lot of cash to invest having just completed the sale of my house, but I'll be drip-feeding it in carefully and slowly. I can see a lot of downside risks that no one has really worked out yet.
Actually got £100 from Ernie this month. Blimey. But right now the best looking investment is my small chunk of inflation proof Republika bonds issued by the Czech state. RPI + 0.5%, and inflation likely to hit 10% here. Less than half way through their six year life too. I remember when National Savings had a bond like that, I was very happy with that too.
So, did Winkworths come up trumps for you? Hopefully you've sold to some good people. Don't want the neighbourhood going downhill!
As for European investments then I know what you mean, with my European growth fund being more of a European shrinking fund! By far my worst investment!
Can't tell you exactly what I'm down as Hargreaves Lansdowne, the country's biggest platform provider, does not have the simple function that would allow you to compare the value of your total portfolio over a set period of time of your choosing. Mug punters , we are. But I reckon it's about 7-8% on my SIPP from memory. Paying a heavy price for backing European markets at present - that'll be Germany led.
I have a lot of cash to invest having just completed the sale of my house, but I'll be drip-feeding it in carefully and slowly. I can see a lot of downside risks that no one has really worked out yet.
Actually got £100 from Ernie this month. Blimey. But right now the best looking investment is my small chunk of inflation proof Republika bonds issued by the Czech state. RPI + 0.5%, and inflation likely to hit 10% here. Less than half way through their six year life too. I remember when National Savings had a bond like that, I was very happy with that too.
Having finally recovered from Covid losses I am back down 17.64% since 31 December and down 29% from my 2022 peak. Knew I should have sold out when they peaked. Ho hum.
Can't tell you exactly what I'm down as Hargreaves Lansdowne, the country's biggest platform provider, does not have the simple function that would allow you to compare the value of your total portfolio over a set period of time of your choosing. Mug punters , we are. But I reckon it's about 7-8% on my SIPP from memory. Paying a heavy price for backing European markets at present - that'll be Germany led.
I have a lot of cash to invest having just completed the sale of my house, but I'll be drip-feeding it in carefully and slowly. I can see a lot of downside risks that no one has really worked out yet.
Actually got £100 from Ernie this month. Blimey. But right now the best looking investment is my small chunk of inflation proof Republika bonds issued by the Czech state. RPI + 0.5%, and inflation likely to hit 10% here. Less than half way through their six year life too. I remember when National Savings had a bond like that, I was very happy with that too.
Can't tell you exactly what I'm down as Hargreaves Lansdowne, the country's biggest platform provider, does not have the simple function that would allow you to compare the value of your total portfolio over a set period of time of your choosing. Mug punters , we are. But I reckon it's about 7-8% on my SIPP from memory. Paying a heavy price for backing European markets at present - that'll be Germany led.
I have a lot of cash to invest having just completed the sale of my house, but I'll be drip-feeding it in carefully and slowly. I can see a lot of downside risks that no one has really worked out yet.
Actually got £100 from Ernie this month. Blimey. But right now the best looking investment is my small chunk of inflation proof Republika bonds issued by the Czech state. RPI + 0.5%, and inflation likely to hit 10% here. Less than half way through their six year life too. I remember when National Savings had a bond like that, I was very happy with that too.
So, did Winkworths come up trumps for you? Hopefully you've sold to some good people. Don't want the neighbourhood going downhill!
As for European investments then I know what you mean, with my European growth fund being more of a European shrinking fund! By far my worst investment!
Actually they did a brilliant job. Nigel Gama - you wouldn’t mistake him for a librarian but he was proactive and right on top of things from first to last moment. If only Íd given it to him first, I’d probably have got 30k more as they would have been selling it alongside the other house in the terrace, but I wasnt to know that. It’s a couple buying it, doubtless classic Surbiton types
Can't tell you exactly what I'm down as Hargreaves Lansdowne, the country's biggest platform provider, does not have the simple function that would allow you to compare the value of your total portfolio over a set period of time of your choosing. Mug punters , we are. But I reckon it's about 7-8% on my SIPP from memory. Paying a heavy price for backing European markets at present - that'll be Germany led.
I have a lot of cash to invest having just completed the sale of my house, but I'll be drip-feeding it in carefully and slowly. I can see a lot of downside risks that no one has really worked out yet.
Actually got £100 from Ernie this month. Blimey. But right now the best looking investment is my small chunk of inflation proof Republika bonds issued by the Czech state. RPI + 0.5%, and inflation likely to hit 10% here. Less than half way through their six year life too. I remember when National Savings had a bond like that, I was very happy with that too.
House we were meant to be buying was valued 20k under what we put an offer in for... The sellers have said they can go down by £5k, but just wondered what the likelyhood is that we will be able to get another lender to value the house higher?
I have never bought shares before but reading about the 20% drop in Lloyds shares and the general views expressed/rationale for them being likely to shoot back up soon whetted my appetite. I hovered over buying at 41.96p late yesterday but didn’t go through with it. I see it’s up to 45p already today. What’s the general opinion……buy now at the current price or hold on for a dip back down? I’ve got £5k burning a hole in my pocket.
House we were meant to be buying was valued 20k under what we put an offer in for... The sellers have said they can go down by £5k, but just wondered what the likelyhood is that we will be able to get another lender to value the house higher?
The valuation will likely be accessible by the next valuer, so highly unlikely.
Assume the lower valuation means you can't get the mortgage you need?
Comments
£25 each for me, Mrs R7L and youngest daughter also, eldest nothing.
Half is set to reinvest on the 18th and I've just bought some easyJet shares and Lloyds bank.
In just over a week they are now trading at 42p.
A good time to buy.
In for the long haul now.
Frankly, I'm amazed the FTSE is still holding its 7000 level with all the threats flying around. When it eventually falls through this level it will be interesting to see what the floor is.
The sooner the West pull their finger out & help Ukraine the better. Putin is all talk. Impose a no fly zone & bomb his tank convoy & it will all be over in days. Funny that we never had a problem coming to Kuwait's aid when Saddam Hussain invaded in 1990......but then again Kuwait has oil.
... and Iraq didn't have nuclear weapons.
Better tell that to CND.
But I reckon it's about 7-8% on my SIPP from memory. Paying a heavy price for backing European markets at present - that'll be Germany led.
I have a lot of cash to invest having just completed the sale of my house, but I'll be drip-feeding it in carefully and slowly. I can see a lot of downside risks that no one has really worked out yet.
Actually got £100 from Ernie this month. Blimey. But right now the best looking investment is my small chunk of inflation proof Republika bonds issued by the Czech state. RPI + 0.5%, and inflation likely to hit 10% here. Less than half way through their six year life too. I remember when National Savings had a bond like that, I was very happy with that too.
Well not yet...😂😂😂
Any tips/thoughts from those ‘in the know’?
Assume the lower valuation means you can't get the mortgage you need?