Oh. £250; takes me over 44k but still, not too shabby given the reduced rates they are working with.
You can potentially make 20% in the next 12 months with Bet365 by choosing an ACCA of Liverpool, Arsenal, Newcastle and Chelsea all finishing top half of the Premier League.
Oh. £250; takes me over 44k but still, not too shabby given the reduced rates they are working with.
You can potentially make 20% in the next 12 months with Bet365 by choosing an ACCA of Liverpool, Arsenal, Newcastle and Chelsea all finishing top half of the Premier League.
Oh. £250; takes me over 44k but still, not too shabby given the reduced rates they are working with.
You can potentially make 20% in the next 12 months with Bet365 by choosing an ACCA of Liverpool, Arsenal, Newcastle and Chelsea all finishing top half of the Premier League.
But would you want to take the chance of one them failing, in the way Spurs and Man U have last season and losing your entire stake?
Oh. £250; takes me over 44k but still, not too shabby given the reduced rates they are working with.
You can potentially make 20% in the next 12 months with Bet365 by choosing an ACCA of Liverpool, Arsenal, Newcastle and Chelsea all finishing top half of the Premier League.
A lot more than that if you include Spurs
You trying to protect your pension @bobmunro ???? 😉😂
After 17 years I've finally paid off my student loan today
Congratulations. Enjoy the extra money each month not going to debt.
On a serious note, we really need kids these days to understand that going to university is not the only option post school, unless you're doing a course that will financially wash its face. Sending young men and women out into the workforce with a useless degree, saddled with £50,000 worth of debt is not helping them.
After 17 years I've finally paid off my student loan today
Congratulations. Enjoy the extra money each month not going to debt.
On a serious note, we really need kids these days to understand that going to university is not the only option post school, unless you're doing a course that will financially wash its face. Sending young men and women out into the workforce with a useless degree, saddled with £50,000 worth of debt is not helping them.
Couldn't agree more. We have a massive shortage of apprenticeship schemes in the UK. This is where investment is really needed. Congratulations moutakilla.
After 17 years I've finally paid off my student loan today
Congratulations. Enjoy the extra money each month not going to debt.
On a serious note, we really need kids these days to understand that going to university is not the only option post school, unless you're doing a course that will financially wash its face. Sending young men and women out into the workforce with a useless degree, saddled with £50,000 worth of debt is not helping them.
I agree with the sentiment of not pursuing a degree for the sake of it but it is healthier to consider the cost as a tax levy rather than a debt.
After 17 years I've finally paid off my student loan today
Congratulations. Enjoy the extra money each month not going to debt.
On a serious note, we really need kids these days to understand that going to university is not the only option post school, unless you're doing a course that will financially wash its face. Sending young men and women out into the workforce with a useless degree, saddled with £50,000 worth of debt is not helping them.
I agree with the sentiment of not pursuing a degree for the sake of it but it is healthier to consider the cost as a tax levy rather than a debt.
Exactly. It’s not really a debt and shouldn’t be seen as such. It doesn’t go on your credit report, no debt collector is coming after you for it, if it passes a certain time it gets written off.
i was self employed for the first 10 years or so of my career, so will likely never pay it off now. Doesn’t bother me at all.
After 17 years I've finally paid off my student loan today
Congratulations. Enjoy the extra money each month not going to debt.
On a serious note, we really need kids these days to understand that going to university is not the only option post school, unless you're doing a course that will financially wash its face. Sending young men and women out into the workforce with a useless degree, saddled with £50,000 worth of debt is not helping them.
I agree with the sentiment of not pursuing a degree for the sake of it but it is healthier to consider the cost as a tax levy rather than a debt.
Agreed - and this would appear to indicate graduates earn significantly more in their working lives than non graduates, even after taking into account the costs of higher education.
I also agree with not pursuing a degree for the sake of it, but equally I also consider higher education in of itself is worthwhile in developing individuals even if it isn't in a obvious career focused subject.
Not all 18 year olds will benefit from a university education though, and I concur with Blacky that far more needs to be invested in further vocational education in line with the apprenticeship model - with a big focus on technology.
All things considered and bearing in mind that my friends who are university educated are absolutely in the minority in my friendship groups. I think a university education is great and a salute anyone who can stick at something that long. However, most of us who went into the workplace straight from school earn more than those who stayed in academia. My wealthiest mates have their names on the side of vans and none of them have a degree.
I think it (a degree) doesn't open the doors it used to, unfortunately these doors seem to be opened by children of the right parents, children who went to the right schools and subsequent universities. I also think the workplace hits university leavers like cold water shock certainly in the early days post degree.
Sometimes I wish I'd tried harder at school and went to university instead of treading the winding path I have but I could not leave school quick enough, I hate being a student in a classroom but I do wish I earned more money and had been educated at somewhere like Goldsmiths or LSE if not just to have understood the way money actually works and the intricacies of some of the stuff that gets discussed on this thread instead of being looked down on for asking people who know about these things what they mean
Most kids are fully aware of the cost of higher education and many I know are weighing up if it is worth it or to pursue other vocational routes (such as code academy or a trade apprenticeship). Young people are much more switched on than most of the sheep I knew in the 90s who merely went to uni to get pissed up and laid.
The problem with degrees over the past 20 years is that everyone has one whereas it used to be the academic elite. It's completely due to tuition fees which led to unis opening their doors to as many as possible. Not sure about now but when they first came in whilst i was at school there was a lot of brainwashing from schools who would boost at the percentage that went on to uni and quite a few parents were proud of their child being the first in the family to go to uni. In hindsight for me personally, it was a complete waste of time.
Well, every dog has their day as they say...... and today I'm the dog!
I think since we took entries earlier this year just about everyone has been leading and also last at some point, mainly thanks to the orange man across the pond!
As they say, we go again, I'll drop a note on here for entries/guesses for 31.12.25 in a couple of weeks time.......
Well done @Rob7Lee. I hope you didn't lose too much on the shares you offloaded between 1.30 (when I was spot on) and close of play to depress the index
Thanks for doing this I find it a good test of how we see things. Thanks to the lunatic in America this has been the hardest one yet to predict I'm going to win the next one though I promise
Well done @Rob7Lee. I hope you didn't lose too much on the shares you offloaded between 1.30 (when I was spot on) and close of play to depress the index
Lol, TBH it was only about 3:30pm today I realised it was the last day, at around 4:15 I was bang on at 8771!
Comments
You can potentially make 20% in the next 12 months with Bet365 by choosing an ACCA of Liverpool, Arsenal, Newcastle and Chelsea all finishing top half of the Premier League.
Only 3 more trading days to go.
On a serious note, we really need kids these days to understand that going to university is not the only option post school, unless you're doing a course that will financially wash its face. Sending young men and women out into the workforce with a useless degree, saddled with £50,000 worth of debt is not helping them.
We have a massive shortage of apprenticeship schemes in the UK.
This is where investment is really needed.
Congratulations moutakilla.
Sorry for getting political.
i was self employed for the first 10 years or so of my career, so will likely never pay it off now. Doesn’t bother me at all.
I think it (a degree) doesn't open the doors it used to, unfortunately these doors seem to be opened by children of the right parents, children who went to the right schools and subsequent universities. I also think the workplace hits university leavers like cold water shock certainly in the early days post degree.
Sometimes I wish I'd tried harder at school and went to university instead of treading the winding path I have but I could not leave school quick enough, I hate being a student in a classroom but I do wish I earned more money and had been educated at somewhere like Goldsmiths or LSE if not just to have understood the way money actually works and the intricacies of some of the stuff that gets discussed on this thread instead of being looked down on for asking people who know about these things what they mean
I think since we took entries earlier this year just about everyone has been leading and also last at some point, mainly thanks to the orange man across the pond!
As they say, we go again, I'll drop a note on here for entries/guesses for 31.12.25 in a couple of weeks time.......
Cheers all.
Thanks to the lunatic in America this has been the hardest one yet to predict
I'm going to win the next one though I promise
Rob7Lee wins his own competition;
ThaiMalaysiaAddick won his own prediction League.
What's going on?
This was Season 10 and whilst I did come second in the first season, I had barely troubled the winners since!