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Savings and Investments thread

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  • I'm no great fan of Rachel Reeves but she's highlighting an obvious truth. Parking your wealth in cash and telling yourself it's the safe option is childishly naive.
    As someone said......the public need to be made aware of the pros & cons of saving & investing.

    It's a difficult job trying to advise the public that their money might be better off being "invested" rather than being "saved". Lots of people were burned, or know someone who was burned, by the endowment scandal, pension miss-selling, Equitable Life etc etc. 

    I'm hoping to retire in a few years time. I don't want to be caught up in another Govenment "initiative" that when it backfires is left to take the blame.
    I have a username!
    Yeah but there are certain words my fingers just wont type. Sadly the last bit of your username joins the ranks of the super snakes. 
  • The BBC referenced the below link yesterday, regarding the estimated numbers of millionaires (in USD value) leaving the UK this year. Once again the veracity is debatable with it being a sample and using YTD movements. The UK has the biggest loss of millionaires of the countries documented. 

    https://www.henleyglobal.com/publications/henley-private-wealth-migration-report-2025/country-wealth-flows
  • I'm no great fan of Rachel Reeves but she's highlighting an obvious truth. Parking your wealth in cash and telling yourself it's the safe option is childishly naive.
    As someone said......the public need to be made aware of the pros & cons of saving & investing.

    It's a difficult job trying to advise the public that their money might be better off being "invested" rather than being "saved". Lots of people were burned, or know someone who was burned, by the endowment scandal, pension miss-selling, Equitable Life etc etc. 

    I'm hoping to retire in a few years time. I don't want to be caught up in another Govenment "initiative" that when it backfires is left to take the blame.
    I have a username!
    Yeah but there are certain words my fingers just wont type. Sadly the last bit of your username joins the ranks of the super snakes. 
    That's fair and reasonable.
  • edited 1:57PM
    https://www.londonproperty.co.uk/en/non-dom-exodus-tax-changes-london-property-2025/

    10,800 millionaires left the UK in 24-25.
    Exodus of Non-Dom millionaires leaving empty properties all over London.
  • https://www.londonproperty.co.uk/en/non-dom-exodus-tax-changes-london-property-2025/

    10,800 millionaires left the UK in 24-25.
    Exodus of Non-Dom millionaires leaving empty properties all over London.
    Apparently there are ~3.1M millionaires in the U.K. 
  • se9addick said:
    https://www.londonproperty.co.uk/en/non-dom-exodus-tax-changes-london-property-2025/

    10,800 millionaires left the UK in 24-25.
    Exodus of Non-Dom millionaires leaving empty properties all over London.
    Apparently there are ~3.1M millionaires in the U.K. 
    Does that include all the millionaires living in the SE that don't have any money ? 
  • se9addick said:
    https://www.londonproperty.co.uk/en/non-dom-exodus-tax-changes-london-property-2025/

    10,800 millionaires left the UK in 24-25.
    Exodus of Non-Dom millionaires leaving empty properties all over London.
    Apparently there are ~3.1M millionaires in the U.K. 
    It doesn't take much to be a millionaire anymore. Even if you dont take property into account -  I have a number of clients that have over £1m in assets that isnt in housing. 

    Anyway, a wealth tax is for the super rich. Those with 10's of millions. 
  • se9addick said:
    https://www.londonproperty.co.uk/en/non-dom-exodus-tax-changes-london-property-2025/

    10,800 millionaires left the UK in 24-25.
    Exodus of Non-Dom millionaires leaving empty properties all over London.
    Apparently there are ~3.1M millionaires in the U.K. 
    It doesn't take much to be a millionaire anymore. Even if you dont take property into account -  I have a number of clients that have over £1m in assets that isnt in housing. 

    Anyway, a wealth tax is for the super rich. Those with 10's of millions. 
    There's probably a stat somewhere of how many £1m+ houses in the UK and I bet it's more than we think (granted some will be mortgaged).....

    edit, apparently 750,000, 1 in 42 homes.
  • se9addick said:
    https://www.londonproperty.co.uk/en/non-dom-exodus-tax-changes-london-property-2025/

    10,800 millionaires left the UK in 24-25.
    Exodus of Non-Dom millionaires leaving empty properties all over London.
    Apparently there are ~3.1M millionaires in the U.K. 
    It doesn't take much to be a millionaire anymore. Even if you dont take property into account -  I have a number of clients that have over £1m in assets that isnt in housing. 

    Anyway, a wealth tax is for the super rich. Those with 10's of millions. 
    That's an uncharacteristically optimistic take.
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  • se9addick said:
    https://www.londonproperty.co.uk/en/non-dom-exodus-tax-changes-london-property-2025/

    10,800 millionaires left the UK in 24-25.
    Exodus of Non-Dom millionaires leaving empty properties all over London.
    Apparently there are ~3.1M millionaires in the U.K. 
    It doesn't take much to be a millionaire anymore. Even if you dont take property into account -  I have a number of clients that have over £1m in assets that isnt in housing. 

    Anyway, a wealth tax is for the super rich. Those with 10's of millions. 
    That's an uncharacteristically optimistic take.
    You’re exactly the sort of person that needs investigating, big house, flash car yet only works one night a year 
    Brilliant 🤣🤣
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