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Savings and Investments thread

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  • Rob7Lee
    Rob7Lee Posts: 9,875
    Diebythesword said:
    Rob7Lee said:
    Diebythesword said:
    Rob7Lee said:
    Well the markets continue to do well, is it now time to bank some more profit, especially US? I’m exactly 18 months away from being able to access my pension which is riding at an all time high by some margin….. surely the orange man is going to do something stupid again soon to spook the markets and a drop will come……
    Expecting a pull back at some point, but not a bear market. Currently on the waiting list for a t212 SIPP, has anyone else managed to get one and how long did it take from waitlist to having the SIPP? Hopefully when I’m transferring it will be when the dip happens….
    I have a T212 ISA but am probably going to switch out. Tried to draw some money when buying a car which was stopped and they wanted all manner of paperwork to prove what I needed MY money for. At one point refused to release the money to me and only the car dealer. Gave up in the end so will switch it elsewhere.
    I use t212 for my stocks and shares isa and have never had any problems. Are you non uk based? Might be an issue 
    No, UK, not had problems before, but most id drawn before was probably £7k, this time was £30k.
  • Buglehorn
    Buglehorn Posts: 1,055
    £100 on 7k my 1st win in 11 months !
  • redman
    redman Posts: 5,410
    I would like to fund a Junior ISA for my grandchild. I have done a bit of research and it would seem the parents have to open but anyone can contribute (up to £9k per year). The long term intention would be to fund uni fees or help them get started in adult life at 18. 
    I believe me funding would not reduce either my own or my daughter's ISA £20k pa allowance.
    As it's long term, a stocks and shares ISA looks appropriate, with funds in global fund (probably index linked). I see Vanguard offer one with fees of .15% which seem very reasonable but Hargreaves Landsdown currently offer free of charges. 

    Does anybody have any experience or any comments please. 
  • PragueAddick
    PragueAddick Posts: 22,537
    I got £150 which is nice, since I recently reduced my holding down to £26k

    Meanwhile @Rob7Lee maybe time to post up the latest FTSE 100 prediction standings. If I recall I am there or thereabouts for the first time in several rounds. For now....🤣

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