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Money / Savings / Mortgage advice and tips thread

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  • Stu_of_Kunming
    Stu_of_Kunming Posts: 17,155
    [cite]Posted By: Carter[/cite]Got another letter last night, mines gone up again. That's five times since October.

    I'm now paying £150 a month more than I was then. GRRRRRRR

    Robbing bastards, and they wonder why have the nations under 30's live at home still!!!!

    Get a lodger, make them pay it all.
  • Curb_It
    Curb_It Posts: 21,272
    i woudl have to look up my rate but 2 years ago i took out a 5 year fixed as i really couldnt see myself ever being able to afford anything bigger than what i have now.... im going to get heavily penalised if i dont use the same lender when i come to move next year.
  • Salad
    Salad Posts: 10,189
    If you took out endowment(s) for your mortgage, typically in the late 80s / early 90s then it has probably performed far worse than the lowest predictions and there is a good chance that you were not properly advised of the risks involved, and thus you could well have been a victim of mis-selling and you should make a complaint - you have nothing to lose.

    I did for three policies and got thousands of pounds compensation to help with the shortfall on the mortgage - I used the Which? site, they even have a letter generator to make it easy-peasy.

    http://www.which.co.uk/reports_and_campaigns/money/campaigns/endowment_mortgages/make_a_complaint/Make_a_complaint_overview_559_54712.jsp
  • Carter
    Carter Posts: 14,360
    One of them arriving in August hopefully big man. Got the spare room kitted out with a bed, TV, wardrobe, chest of drawers now all thats needed is a paying guest to be in it.

    A mate of mine should be having it, if not I'll tear his nuts off as he's been on my case about it.

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