Personally I'm not a fan. I like to buy something and own it:period. Also once you add it all up at the end, you aren't really saving all that much cash in real terms. Especially as you are limited to about 3k or something like that.
Not everywhere has a 3k limit. My current workplace is 5k. Some have higher - or even no limit.
Cycle to work scheme, how does it work exactly? Seen a nice Giant bike I fancy that I can get through the wife's cycle to work scheme. 18 months at £118 a month, question is what happens at the end of those 18 months, is it mine with no more to pay?
I've used it a number of times. The scheme was always 12 months. Never spent more than £2000 so I used it to buy a "winter hacker". With regard to final payments, this really depends on how stringently your wife's employer administers the scheme - I think I paid about £50 to roll the agreement on and then never heard another peep.
I would urge you to have a look at the 2025 Cube Bikes - ridiculously good value. Also consider the fact that Cycle Exchange in Kingston take Cycle to Work vouchers. They often have some amazing deals. Got my current Pinarello X7 from them -ex demo bike in mint condition and £2k under the list price.
Thanks mate, funny enough I asked another mate that used it and he pretty much said the same thing, it isn’t well policed so once you’ve paid the 12 or 18 months of payments they essentially forget you exist.
Cheers for the tip, I’ve had two Cube road bikes before and loved both.
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I think I've settled on Rodriguez at 100/1 as he looks overpriced at that. What/who am I missing in the race for the also rans?