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Savings and Investments thread
Comments
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2 x £100 for me from 30k.0
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£1 x £25 for me and 2 x £50 for Margaret from max holdings. Not good.0
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£25 on £20k holding.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)0 -
1x £50 for me (on £42k, £38k though for this draw), £150 for Mrs R7L on max with 1x £50 and 1x £100, 1x £25 daughter with around £25k.
£125 for Father in law.0 -
1x £25 for me meh0
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I've maxed mine this month and plan to do the same with going forward. Found 3.9% with one withdraw a month, as i buy most things on a credit card it works out perfectly if the current account needs help!cafctom said:£25 on £20k holding.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)0 -
I did exactly that in December last year when I was fed up of poor returns on premium bonds.cafctom said:£25 on £20k holding.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.1 -
My ignorance but why wait to transfer to your ISA?Huskaris said:
I did exactly that in December last year when I was fed up of poor returns on premium bonds.cafctom said:£25 on £20k holding.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.0 -
Zilch on half holding0
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There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).valleynick66 said:
My ignorance but why wait to transfer to your ISA?Huskaris said:
I did exactly that in December last year when I was fed up of poor returns on premium bonds.cafctom said:£25 on £20k holding.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!1 - Sponsored links:
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£200 on full holding.0
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£125 on max. ☹️0
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£150 on max.Always pleased with whatever I get. It’s money I had from my inheritance and I use any winnings to treat myself to something from my Dad. Maybe a spa day this time11
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Zilch for me this month0
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Nothing again, nothing again0
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£125. On 2x max not good0
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I feel your pain. I started (or they started) the process of transferring my SIPP from AJ Bell to H-L a few days before the Brexit referendum vote. It took a month. I got absolutely clobbered. Five days isn't so bad though. If my SIPP had taken five days I'd have just about escaped any mayhem. The relative risk level is lower in your case.Huskaris said:
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).valleynick66 said:
My ignorance but why wait to transfer to your ISA?Huskaris said:
I did exactly that in December last year when I was fed up of poor returns on premium bonds.cafctom said:£25 on £20k holding.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!1 -
There will be a reversal soon and they will shoot up again. It's a good time to buy.Huskaris said:
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).valleynick66 said:
My ignorance but why wait to transfer to your ISA?Huskaris said:
I did exactly that in December last year when I was fed up of poor returns on premium bonds.cafctom said:£25 on £20k holding.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!0 -
Blimey, I got £350. In the current rate regime that's better than average.0
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Ah, I always wondered why you disliked Brexit, now I know!PragueAddick said:
I feel your pain. I started (or they started) the process of transferring my SIPP from AJ Bell to H-L a few days before the Brexit referendum vote. It took a month. I got absolutely clobbered. Five days isn't so bad though. If my SIPP had taken five days I'd have just about escaped any mayhem. The relative risk level is lower in your case.Huskaris said:
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).valleynick66 said:
My ignorance but why wait to transfer to your ISA?Huskaris said:
I did exactly that in December last year when I was fed up of poor returns on premium bonds.cafctom said:£25 on £20k holding.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
1 - Sponsored links:
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£100 for me on on PBs from my half max holding, £125 for Mrs C on max and £275 for jnr on his £12k holding.0
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Not really true, post election boost was down to certainty on the political situation and then the tariffs took that out. European/uk stocks have been doing a lot better than us stocks post election. Add that to the weakening dollar and you’re not really making massive gains in us stocks right now.Southbank said:
Except US stock markets, especially tech, have gone through the roof since he was electedgolfaddick said:As an addendum to the above. Markets are more worried about Trump than they are about hidden commission payment on car finance deals.
US markets have now opened & they are falling. Dow Jones down 1.4% and S&P500 down 1.6%. The FTSE100 was down 0.5% at lunch but is now falling further - currently down almost 1%.
European markets had fallen more than the UK this morning & are falling further still. Germany down 2.3%, France down 2.8% and the EuroStox down 2.6%.
Welcome to Trumponomics.4 -
£250 max0
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Markets could get pretty choppy over the next few weeks now that Trump had decided to employ nuclear subs near to Russia.Huskaris said:
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).valleynick66 said:
My ignorance but why wait to transfer to your ISA?Huskaris said:
I did exactly that in December last year when I was fed up of poor returns on premium bonds.cafctom said:£25 on £20k holding.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
And then firing the head of their main statistics company just because he didn't like the latest employment numbers.3 -
It's a 'post truth' world.golfaddick said:
Markets could get pretty choppy over the next few weeks now that Trump had decided to employ nuclear subs near to Russia.Huskaris said:
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).valleynick66 said:
My ignorance but why wait to transfer to your ISA?Huskaris said:
I did exactly that in December last year when I was fed up of poor returns on premium bonds.cafctom said:£25 on £20k holding.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
And then firing the head of their main statistics company just because he didn't like the latest employment numbers.4 -
Ain't that the truth.golfaddick said:
Markets could get pretty choppy over the next few weeks now that Trump had decided to employ nuclear subs near to Russia.Huskaris said:
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).valleynick66 said:
My ignorance but why wait to transfer to your ISA?Huskaris said:
I did exactly that in December last year when I was fed up of poor returns on premium bonds.cafctom said:£25 on £20k holding.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
And then firing the head of their main statistics company just because he didn't like the latest employment numbers.
With Trump as president anything is possible.
Trying to guess how the Ftse will finish at the end of the year is nigh on impossible.0 -
He's probably suspended the sub deployment for 90 days by now.golfaddick said:
Markets could get pretty choppy over the next few weeks now that Trump had decided to employ nuclear subs near to Russia.Huskaris said:
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).valleynick66 said:
My ignorance but why wait to transfer to your ISA?Huskaris said:
I did exactly that in December last year when I was fed up of poor returns on premium bonds.cafctom said:£25 on £20k holding.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
And then firing the head of their main statistics company just because he didn't like the latest employment numbers.2 -
Bugger all for me, £125 for the missus - 2x max holdings0
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Guessing is easy, even I can do it. Getting right is a bit more difficult.blackpool72 said:
Ain't that the truth.golfaddick said:
Markets could get pretty choppy over the next few weeks now that Trump had decided to employ nuclear subs near to Russia.Huskaris said:
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).valleynick66 said:
My ignorance but why wait to transfer to your ISA?Huskaris said:
I did exactly that in December last year when I was fed up of poor returns on premium bonds.cafctom said:£25 on £20k holding.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
And then firing the head of their main statistics company just because he didn't like the latest employment numbers.
With Trump as president anything is possible.
Trying to guess how the Ftse will finish at the end of the year is nigh on impossible.0 -
£000
