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Savings and Investments thread

1408409410412414

Comments

  • TelMc32
    TelMc32 Posts: 9,261
    10,700 please @Rob7Lee
  • 11,250 plz @Rob7Lee
  • 10342 for me please. 
  • Hornchurch
    Hornchurch Posts: 904
    10,666 please
  • Addick Addict
    Addick Addict Posts: 41,183
    9,944 please
  • Rob7Lee
    Rob7Lee Posts: 9,814
    I spoke too soon, at this rate I won't only be running the division I'll be the only staff as well. Might be a bit of a busy week........

    NameLevel
    Er_Be_Ab_Pl_Wo_Wo_Ch                                 7,500 
    Lenglover                                8,301 
    bobmunro                                9,214 
    Pedro45                                9,549 
    Fortune 82nd Minute                                9,715 
    Redman                                9,800 
    Rob7Lee                                9,920 
    Addick Addict                                9,944 
    Jamescafc                                9,950 
    Addickinedi                                9,999 
    CAFCWest                              10,101 
    valleynick66                              10,213 
    StrikerFirmani                              10,265 
    TheGhostofTomHovi                              10,342 
    fat man on a moped                              10,376 
    Jon_CAFC_                              10,378 
    WHAddick                              10,401 
    RalphMilne                              10,410 
    LargeAddick                              10,412 
    guinnessaddick                              10,485 
    Covered End                              10,487 
    PragueAddick                              10,488 
    HardyAddick                              10,500 
    Housty                              10,542 
    CharltonKerry                              10,560 
    blackpool72                              10,620 
    golfaddick                              10,660 
    Hornchurch                              10,666 
    @TelMc32                              10,700 
    Thread Killer                              10,715 
    Solidgone                              10,801 
    Carter                              10,998 
    cafcpolo                              11,008 
    Friend or Defoe                              11,050 
    IdleHans                              11,111 
    Diebythesword                              11,250 
  • wwaddick
    wwaddick Posts: 124
    11227 please
  • Huskaris
    Huskaris Posts: 9,910
    11120 please!
  • Rob7Lee
    Rob7Lee Posts: 9,814
    £200 for me on maximum, £25 for Mrs R7L on Max, £100 for daughter on roughly half.
  • paulsturgess
    paulsturgess Posts: 4,189
    edited February 3
    .

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  • guinnessaddick
    guinnessaddick Posts: 29,584
    £250 on £29k
  • blackpool72
    blackpool72 Posts: 24,151
    £25 on 22k not impressed 
  • hmmoore
    hmmoore Posts: 130
    £250 on maximum after zero last month 
  • TelMc32
    TelMc32 Posts: 9,261
    £175 this morning on £40k holding.
  • cafctom
    cafctom Posts: 11,414
    £150 on 20k
  • Bangkokaddick
    Bangkokaddick Posts: 4,361
    £50 on £15k. Big reduction in holding.
  • Solidgone
    Solidgone Posts: 10,327
    £0 for me on max. First time with no win for ages. 
  • Chaz Hill
    Chaz Hill Posts: 5,232
    Not much luck this month. £25 for me on half max, £50 for wife on max and zero for jnr on qtr holding  :/

    Somebody local was a bit more fortunate and won one of the £1m prizes  :|
  • CafcWest
    CafcWest Posts: 6,294
    £375 on max holding.  3.75% tax free return FYTD.  Happy with that.
  • Carter
    Carter Posts: 14,463
    150 for me 

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  • Pedro45
    Pedro45 Posts: 6,002
    For the second time in 17 months, zilch on max....!
  • northstandsteve
    northstandsteve Posts: 14,372
    Nothing second month in a row
  • £100 for me on max. £25 for the Mrs. 
  • AndyG
    AndyG Posts: 6,202
    Rob7Lee said:
    I spoke too soon, at this rate I won't only be running the division I'll be the only staff as well. Might be a bit of a busy week........

    NameLevel
    Er_Be_Ab_Pl_Wo_Wo_Ch                                 7,500 
    Lenglover                                8,301 
    bobmunro                                9,214 
    Pedro45                                9,549 
    Fortune 82nd Minute                                9,715 
    Redman                                9,800 
    Rob7Lee                                9,920 
    Addick Addict                                9,944 
    Jamescafc                                9,950 
    Addickinedi                                9,999 
    CAFCWest                              10,101 
    valleynick66                              10,213 
    StrikerFirmani                              10,265 
    TheGhostofTomHovi                              10,342 
    fat man on a moped                              10,376 
    Jon_CAFC_                              10,378 
    WHAddick                              10,401 
    RalphMilne                              10,410 
    LargeAddick                              10,412 
    guinnessaddick                              10,485 
    Covered End                              10,487 
    PragueAddick                              10,488 
    HardyAddick                              10,500 
    Housty                              10,542 
    CharltonKerry                              10,560 
    blackpool72                              10,620 
    golfaddick                              10,660 
    Hornchurch                              10,666 
    @TelMc32                              10,700 
    Thread Killer                              10,715 
    Solidgone                              10,801 
    Carter                              10,998 
    cafcpolo                              11,008 
    Friend or Defoe                              11,050 
    IdleHans                              11,111 
    Diebythesword                              11,250 
    Wow what are you doing there mate ? From what you say there seems to be an exodus going on ! Hope it slows down for you 
  • Carter
    Carter Posts: 14,463
    While the thread is buzzing with haves and have nots about PB results

    Do any of the grown ups have any opinion on covered-call ETFs for income? 

    For income they do seem to do what they say on the tin, growth, much less so but i don't think growth is the point of them 

    @Rob7Lee @PragueAddick @golfaddick @Diebythesword
  • Carter said:
    While the thread is buzzing with haves and have nots about PB results

    Do any of the grown ups have any opinion on covered-call ETFs for income? 

    For income they do seem to do what they say on the tin, growth, much less so but i don't think growth is the point of them 

    @Rob7Lee @PragueAddick @golfaddick @Diebythesword
    Very humbled to be be tagged in the same vein as golfy et al but I would always defer to their opinion. 
  • https://www.linkedin.com/pulse/ai-deliver-profit-promises-vanguard-investment-research-l92je?utm_source=share&utm_medium=member_ios&utm_campaign=share_via

    Fascinating insights from vanguard, for everyone who thinks AI is a bubble.. seems there’s an argument to be made that equities are actually still at fair value and that the AI boom still has 2-3 years left to run. 
  • PragueAddick
    PragueAddick Posts: 22,402
    Carter said:
    While the thread is buzzing with haves and have nots about PB results

    Do any of the grown ups have any opinion on covered-call ETFs for income? 

    For income they do seem to do what they say on the tin, growth, much less so but i don't think growth is the point of them 

    @Rob7Lee @PragueAddick @golfaddick @Diebythesword
    Very humbled to be be tagged in the same vein as golfy et al but I would always defer to their opinion. 
    Equally humbled, which puts a lot of pressure on both of them😉. Me, I had no clue what they are, partly because I'm less oriented towards ETFs than I should be . But as the grumpy old git who is busy buying gilts, I am grateful to  @Carter for guessing that I'd be interested. 

    So I asked my 2nd fav AI platform (Perplexity) and it basically said "perfect for an over-cautious, miserable old git like you with an inadequate pension and resident in Central Europe". Smart arsed twat. However when it rattled off some specific examples of such ETFs I started to see the snag, at least for me (but not necessarily for you @Carter and others who may be 30 years younger than me). 

    All those ETFs were choosing their portfolio of stocks by tracking the Nasdaq 100, or in some cases a global equity fund (which nowadays will be full of the Big 7 too). I've been busy trying to get a lot of that stuff out of my portfolio in recent weeks. I think they choose those indices in order to at least have a chance of decent capital growth as well as income. This may be fine if you want some income but are not afraid of a sharp short-term pull back led by the Nasdaq. But I am afraid of it, due to my age. StillI'm going to look further at the range of these ETFs in search of some with a less volatile -looking underlying stock portfolio. Something like a UK/European/ Asia Pacific equity income portfolio would be reassuring.

    Great question though @Carter, thanks a lot. Would love to read some more informed thoughts on them.
  • Carter
    Carter Posts: 14,463
    Very kind of both of you to answer 

    Like a lot of things, opinions etc when you start searching for more information on them you can be drawn into either a sales-pitch or an anti perspective. AI is good factually however that will generally collate information already floating out there. 

    I've made a small investment and grouped a few together into a couple of pies and they have dipped in value but are chucking out regular dividends. The growth bit doesn't worry me per se but I'm not a rich man so these investments are always done with one eye on having to remove the money at any given time as much as I believe in investing being for the long term 



  • thecat
    thecat Posts: 400
    10520 plse