I can't remember who but someone posted on here last week that they had just bought some Lloyds shares at 28p and that they would sell them when they got back to 32p. Currently 33p. Well done fill yer boots
I can't remember who but someone posted on here last week that they had just bought some Lloyds shares at 28p and that they would sell them when they got back to 32p. Currently 33p. Well done fill yer boots
Charteris gold & precious metals is a good fund to be in if you want exposure in that area.
Probably wrong but think they are near a peak,
My main holding was Ninety One Global Gold, up about 60% since mid March when it had a bot of a dip, but up 72% in a year.
I would have to agree with you but the fund manager thinks not. Obviously they would say that as its in their interests for people to buy into their fund, but the reasons for the positivity were compelling.
I'm happy to take the profit, learnt long ago to never chase the top as invariably i'll get it wrong. My wife's now up nearly 40% on Go Ahead shares - funny how when I pick them if they drop it's my fault, if they go up she's a genius!
My daughter is thinking of dipping her toes into stocks and shares starting small. Does anyone have any good tips or suggestions on how to start and what to look out for?. Also any good (easy) reading material you can suggest?. Cheers.
I can't remember who but someone posted on here last week that they had just bought some Lloyds shares at 28p and that they would sell them when they got back to 32p. Currently 33p. Well done fill yer boots
Well done mate. Unfortunately for me I bought mine in 2014 at 73p. So now I can only sit back and hope they come good in the future. 😣
I can't remember who but someone posted on here last week that they had just bought some Lloyds shares at 28p and that they would sell them when they got back to 32p. Currently 33p. Well done fill yer boots
Well done mate. Unfortunately for me I bought mine in 2014 at 73p. So now I can only sit back and hope they come good in the future. 😣
Don't worry, i've done similar before, maybe sell some, see if they drop, buy them back etc? Done that many a time.
My daughter is thinking of dipping her toes into stocks and shares starting small. Does anyone have any good tips or suggestions on how to start and what to look out for?. Also any good (easy) reading material you can suggest?. Cheers.
Age, does she have an ISA/LISA etc?
If starting small probably wants to go for one of the low platform charge places and stick to funds. Otherwise dealing charges will eat up any profit.
My daughter is thinking of dipping her toes into stocks and shares starting small. Does anyone have any good tips or suggestions on how to start and what to look out for?. Also any good (easy) reading material you can suggest?. Cheers.
Age, does she have an ISA/LISA etc?
If starting small probably wants to go for one of the low platform charge places and stick to funds. Otherwise dealing charges will eat up any profit.
Many thanks for the feedback. She is 25 and has (relatively) small mortgage. No, doesn't have anything at the moment but is just saving in a building society.
My daughter is thinking of dipping her toes into stocks and shares starting small. Does anyone have any good tips or suggestions on how to start and what to look out for?. Also any good (easy) reading material you can suggest?. Cheers.
Age, does she have an ISA/LISA etc?
If starting small probably wants to go for one of the low platform charge places and stick to funds. Otherwise dealing charges will eat up any profit.
Many thanks for the feedback. She is 25 and has (relatively) small mortgage. No, doesn't have anything at the moment but is just saving in a building society.
An ISA is probably best for her then, she could do a LISA and get the government bonus but as she already has her first house it's effectively tied up until retirement so unless she's looking for a 40 year savings plan probably not!
Vanguard is about the cheapest for fee's but only has their funds. Nutmeg has no charges for a year if you sign up Via money saving expert which is not to be sniffed at.
Nutmeg is pretty good for a first starter, you can answer a number of risk based questions and it allocates you to funds/exposure matching that risk appetite. I'd probably start there, then in a year or two once she's read up/done some homework could switch elsewhere and manage it herself.
Start with a monthly payment rather than a lump sum (although probably no harm putting a bit in to start it off), it's a good habit to get into and she'll do OK long term that way buying through the cycles each month.
Remember for her to keep a 'rainy day' amount in cash, sorry if teaching to suck eggs.......
My daughter is thinking of dipping her toes into stocks and shares starting small. Does anyone have any good tips or suggestions on how to start and what to look out for?. Also any good (easy) reading material you can suggest?. Cheers.
If she is starting small then look at multi asset funds. These are a mix of equities & bonds, so she is not risking everything if the markets slump again. Various risk categories but probably best to stick to ones with at least 40% in equities but no more than 80%.
My daughter is thinking of dipping her toes into stocks and shares starting small. Does anyone have any good tips or suggestions on how to start and what to look out for?. Also any good (easy) reading material you can suggest?. Cheers.
Age, does she have an ISA/LISA etc?
If starting small probably wants to go for one of the low platform charge places and stick to funds. Otherwise dealing charges will eat up any profit.
Many thanks for the feedback. She is 25 and has (relatively) small mortgage. No, doesn't have anything at the moment but is just saving in a building society.
An ISA is probably best for her then, she could do a LISA and get the government bonus but as she already has her first house it's effectively tied up until retirement so unless she's looking for a 40 year savings plan probably not!
Vanguard is about the cheapest for fee's but only has their funds. Nutmeg has no charges for a year if you sign up Via money saving expert which is not to be sniffed at.
Nutmeg is pretty good for a first starter, you can answer a number of risk based questions and it allocates you to funds/exposure matching that risk appetite. I'd probably start there, then in a year or two once she's read up/done some homework could switch elsewhere and manage it herself.
Start with a monthly payment rather than a lump sum (although probably no harm putting a bit in to start it off), it's a good habit to get into and she'll do OK long term that way buying through the cycles each month.
Remember for her to keep a 'rainy day' amount in cash, sorry if teaching to suck eggs.......
Many thanks again Rob7Lee, I will pass the info onto her 👍
My daughter is thinking of dipping her toes into stocks and shares starting small. Does anyone have any good tips or suggestions on how to start and what to look out for?. Also any good (easy) reading material you can suggest?. Cheers.
If she is starting small then look at multi asset funds. These are a mix of equities & bonds, so she is not risking everything if the markets slump again. Various risk categories but probably best to stick to ones with at least 40% in equities but no more than 80%.
Many thanks golfaddick. I will pass the info onto her 👍
FTSE100 up 2.6% today. Standing at 6110. Dow Jones ip the same at the moment.
Now, who was it that had it closing above 6500 by August...? 😊
31st July is a long way away, Golfie it's still a longer time ahead than the time since this all kicked off. I can't believe its only two months. Anyway, I've got all the predictions safe on my laptop
FTSE100 up 2.6% today. Standing at 6110. Dow Jones ip the same at the moment.
Now, who was it that had it closing above 6500 by August...? 😊
LOL! I thought you might post tonight!
Much as I am delighted your predictions are coming good, all I can say is God knows how and please can I have whatever the traders are sniffing at the moment. Every sector you look at looks like it is in for a difficult time - banks (wait until the bad debts start kicking in); transport (airlines on the verge of bankruptcy, will be years before we start flying like we have got used to); retail (will there be any shops left soon?); manufacturing (BAE bleeding cash at an unprecedented scale; car manufacturers in crisis); power (oil prices collapsing); and so on.
And in America where the US economy has suffered its most severe contraction in more than a decade in the first quarter of the year (with the figures only hinting at the full crisis, since many of the restrictions now operating were not put in place until March) the Dow is up 530 points tonight!
FTSE100 up 2.6% today. Standing at 6110. Dow Jones ip the same at the moment.
Now, who was it that had it closing above 6500 by August...? 😊
LOL! I thought you might post tonight!
Much as I am delighted your predictions are coming good, all I can say is God knows how and please can I have whatever the traders are sniffing at the moment. Every sector you look at looks like it is in for a difficult time - banks (wait until the bad debts start kicking in); transport (airlines on the verge of bankruptcy, will be years before we start flying like we have got used to); retail (will there be any shops left soon?); manufacturing (BAE bleeding cash at an unprecedented scale; car manufacturers in crisis); power (oil prices collapsing); and so on.
And in America where the US economy has suffered its most severe contraction in more than a decade in the first quarter of the year (with the figures only hinting at the full crisis, since many of the restrictions now operating were not put in place until March) the Dow is up 530 points tonight!
Strange times.
I can only assume traders & analysts think that last months "meltdown" was overblown. And that by furlowing staff means that its easier to restart businesses than having to start the hiring of staff from the off.
Comments
Currently 33p.
Well done fill yer boots
Unfortunately for me I bought mine in 2014 at 73p.
So now I can only sit back and hope they come good in the future. 😣
If starting small probably wants to go for one of the low platform charge places and stick to funds. Otherwise dealing charges will eat up any profit.
Vanguard is about the cheapest for fee's but only has their funds. Nutmeg has no charges for a year if you sign up Via money saving expert which is not to be sniffed at.
https://www.moneysavingexpert.com/savings/stocks-shares-isas/
Nutmeg is pretty good for a first starter, you can answer a number of risk based questions and it allocates you to funds/exposure matching that risk appetite. I'd probably start there, then in a year or two once she's read up/done some homework could switch elsewhere and manage it herself.
Start with a monthly payment rather than a lump sum (although probably no harm putting a bit in to start it off), it's a good habit to get into and she'll do OK long term that way buying through the cycles each month.
Remember for her to keep a 'rainy day' amount in cash, sorry if teaching to suck eggs.......
Now, who was it that had it closing above 6500 by August...? 😊
fuck getting involved in crazy of bitcoin
Much as I am delighted your predictions are coming good, all I can say is God knows how and please can I have whatever the traders are sniffing at the moment. Every sector you look at looks like it is in for a difficult time - banks (wait until the bad debts start kicking in); transport (airlines on the verge of bankruptcy, will be years before we start flying like we have got used to); retail (will there be any shops left soon?); manufacturing (BAE bleeding cash at an unprecedented scale; car manufacturers in crisis); power (oil prices collapsing); and so on.
And in America where the US economy has suffered its most severe contraction in more than a decade in the first quarter of the year (with the figures only hinting at the full crisis, since many of the restrictions now operating were not put in place until March) the Dow is up 530 points tonight!
Strange times.
What has gone on before, in the late 1920's, and the 1970's isn't the same as what is going on now.
Due to Corona the work will be delayed for a period of potentially 3 months. I’ll be paying interest on the capital sum.
Any better zero risk short term investment options ?
Probably the key point is what interest are you paying on it, ie. can you turn a profit!