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Savings and Investments thread

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  • MrOneLung said:
    Can you remind me the end date for the predictions please
    Year end I believe (or we stop when the FTSE hits 6420 :-) )
  • Rob7Lee said:
    MrOneLung said:
    Can you remind me the end date for the predictions please
    Year end I believe (or we stop when the FTSE hits 6420 :-) )
    I've forgotten what I predicted. 
    Anyone know what page the predictions are on.
  • bobmunro

    7395

    Mronelung

    7200

    gunnessaddick

    6969

    LargeAddick

    6899

    Huskaris

    6825

    meldrew66

    6789

    Daarrrzzettbum

    6750

    Covered End

    6700

    golfaddick

    6666

    CharltonKerry

    6649

    PragueAddick

    6450

    Rob7Lee

    6420

    RalphMilne

    6397

    Exiledin Manchester

    6320

    happy valley

    6299

    blackpool72

    6255

    StrikerFirmani

    6250

    WishIdStayedInThe Pub

    6232

    wwaddick

    6013

    HardyAddick

    5950

    CAFCsayer

    5948

    Salad

    5897

    oohaahmortimer

    5750

    Gary Poole

    5450

    Er_Be_Ab_Pl_Wo_Wo_Ch 

    5000

  • Thanks Rob7Lee
    Saves me trawling back through the pages 
  • Glad I didn't cash out now!
  • Happy with my general performance, just wish I never bought LF Ruffer Gold while it was expensive. It's been my only rash Lockdown decision, a the click of an app, but down about 14% from purchase. A quick read suggests the prospects for further gold mining are fairly limited and blocked due to political factors. I now need to assess whether to hold it long term and hope or cut my losses and hope I use the recovered amount wisely. 
  • edited November 2020
    mendonca said:
    Happy with my general performance, just wish I never bought LF Ruffer Gold while it was expensive. It's been my only rash Lockdown decision, a the click of an app, but down about 14% from purchase. A quick read suggests the prospects for further gold mining are fairly limited and blocked due to political factors. I now need to assess whether to hold it long term and hope or cut my losses and hope I use the recovered amount wisely. 
    The problem is most OEIC funds that have "Gold" in the title are mainly into Gold mining. If you want to hold Gold as a commodity you need an EFT or find a fund that holds physical Gold. The price of Gold  has done very well this year (as it usually does in times of crisis) but trying to hold it as an investment is quite hard.
  • Thanks @golfaddick. Definitely a rash decision by me, with not enough research before making the decision. Live and learn I suppose! Guess only holding one fund in the red from 12 is not too bad and my only consolation. 
  • Is Golfie's 6666 an omen ? 😊
  • I’ve a black rock gold fund, which is still up a fair bit since March.
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  • Another rather volatile day for fund performance. Am enjoying the journey as along as do not end up skint!
  • edited November 2020
    Is Golfie's 6666 an omen ? 😊
    Basically went for that figure as I didn't have a clue but thought 6500+ was achievable by the year end.
  • Rob7Lee said:

    bobmunro

    7395

    Mronelung

    7200

    gunnessaddick

    6969

    LargeAddick

    6899

    Huskaris

    6825

    meldrew66

    6789

    Daarrrzzettbum

    6750

    Covered End

    6700

    golfaddick

    6666

    CharltonKerry

    6649

    PragueAddick

    6450

    Rob7Lee

    6420

    RalphMilne

    6397

    Exiledin Manchester

    6320

    happy valley

    6299

    blackpool72

    6255

    StrikerFirmani

    6250

    WishIdStayedInThe Pub

    6232

    wwaddick

    6013

    HardyAddick

    5950

    CAFCsayer

    5948

    Salad

    5897

    oohaahmortimer

    5750

    Gary Poole

    5450

    Er_Be_Ab_Pl_Wo_Wo_Ch 

    5000

    Cheers #RobLee7, I note Tullow oil is on a bit of a run as well. 
  • Rob7Lee said:

    bobmunro

    7395

    Mronelung

    7200

    gunnessaddick

    6969

    LargeAddick

    6899

    Huskaris

    6825

    meldrew66

    6789

    Daarrrzzettbum

    6750

    Covered End

    6700

    golfaddick

    6666

    CharltonKerry

    6649

    PragueAddick

    6450

    Rob7Lee

    6420

    RalphMilne

    6397

    Exiledin Manchester

    6320

    happy valley

    6299

    blackpool72

    6255

    StrikerFirmani

    6250

    WishIdStayedInThe Pub

    6232

    wwaddick

    6013

    HardyAddick

    5950

    CAFCsayer

    5948

    Salad

    5897

    oohaahmortimer

    5750

    Gary Poole

    5450

    Er_Be_Ab_Pl_Wo_Wo_Ch 

    5000

    Cheers #RobLee7, I note Tullow oil is on a bit of a run as well. 
    Yup, not sure for how long though 25p is pretty good.
  • The overall gains in my portfolio were halts in their tracks yesterday by big falls in my tech funds, but so far I havent established what news caused that. I know the EU announced they are going to give Amazon a hard time over its abuse of data on Marketplace, and quite right IMO, but I would not have thought it a reason for 6-7% falls in wider tech funds. Anyone know?
    No idea @PragueAddick but its probably a combination of the EU action & the tech sector being "overheated" in the US and dealers taking profits before Biden starts taxing then more.

    I checked my SIPP this morning & was astonished to find it down around 2% from yesterday where I thought it would have been up by about that amount. I don't track each individual fund on a daily basis so not  sure where the loss came from exactly, but the US funds were definitely lower, as well as the Absolute Return fund, which is in there as a "hedging" mechanism. The latter one I can only assume to be down as the market has gone up this week.
    I just had a further look. It looks like many funds fell back sharply yesterday. All three BG funds I bought last week lost 3% or so. But at least one of them holds Tesla as its largest holding, and Amazon was in there. But today my tech investment trusts are currently back up 2% after the whacking losses yesterday. I expect this will all iron out a bit in the coming days. 

    As for the end of year predictor, it may well be that the winner is a bit above the 6400 ish level that was easily the most popular punt. That was my punt. When making it, I was counting on some good news about a vaccine by then; but I did not dare hope the news about the vaccine itself would be so positive. I did not dare try to factor in the result of the US, as I didn't dare call it, and even if I did, would not have known how either result might affect the markets. 

    Everything to play for in the competition, I would say, although if you punted below 6,000 my personal guess is that you will not be the winner. Unless the orange baboon does something really stupid, like a strike on Iran...
    The theory all year has been that, once we think we're coming out of the virus then there will be a rotation from tech to 'value' stocks - or sell NDX, buy Dow Jones.  The idea being that tech will lose the advantages of lockdown.  If you look at their valuations, quite a few are wild even by tech's usual standards.  Where that is predicated on extrapolating recent gains exponentially, any slight disappointments in the next quarter's reporting round will cause some sell-offs.

    Personally, I think the rotation is an early call - I think the lockdowns have accelerated some long term shifts that will continue, many companies will have gone bust in the mean time, reducing competition and we're a long way yet from getting through this. Survivors will also not want to get caught out again and will accelerate the shift to digital. You've also got Biden's people talking about locking the US down for 4-6 weeks .... so plenty of volatility to come, I would say.
  • I still like my 6825 by the end of the year. 

    I think there is still a decent chunk of climb to come before the end of the year. 
  • Huskaris said:
    I still like my 6825 by the end of the year. 

    I think there is still a decent chunk of climb to come before the end of the year. 
    I like your optimism, I like bob munro's even more at nearly 7,400!!

    Still my two structured products are finally back in profit, got 18-30 months yet though before they can begin to pay.
  • Rob7Lee said:
    Huskaris said:
    I still like my 6825 by the end of the year. 

    I think there is still a decent chunk of climb to come before the end of the year. 
    I like your optimism, I like bob munro's even more at nearly 7,400!!

    Still my two structured products are finally back in profit, got 18-30 months yet though before they can begin to pay.

    I'm relying on the first batch of vaccines being in people's arms before the end of the year, I think that will push it to at least 6825

  • Huskaris said:
    Rob7Lee said:
    Huskaris said:
    I still like my 6825 by the end of the year. 

    I think there is still a decent chunk of climb to come before the end of the year. 
    I like your optimism, I like bob munro's even more at nearly 7,400!!

    Still my two structured products are finally back in profit, got 18-30 months yet though before they can begin to pay.

    I'm relying on the first batch of vaccines being in people's arms before the end of the year, I think that will push it to at least 6825

    If I was a betting man (!) I would say that is nigh on a certainty.

    I'm not confident my 7,400 will be hit by the year end, that may come too soon, but it will go above that by say the end of February.
  • bobmunro said:
    Huskaris said:
    Rob7Lee said:
    Huskaris said:
    I still like my 6825 by the end of the year. 

    I think there is still a decent chunk of climb to come before the end of the year. 
    I like your optimism, I like bob munro's even more at nearly 7,400!!

    Still my two structured products are finally back in profit, got 18-30 months yet though before they can begin to pay.

    I'm relying on the first batch of vaccines being in people's arms before the end of the year, I think that will push it to at least 6825

    If I was a betting man (!) I would say that is nigh on a certainty.

    I'm not confident my 7,400 will be hit by the year end, that may come too soon, but it will go above that by say the end of February.
    Exactly, I think just seeing boxes of millions of them, fridges being put together and moves towards infrastructure to distribute these vaccines will send markets going even further.

    If the announcement of a vaccine did this much, imagine what the markets will do when they are starting to be fully distributed in advanced economies. 
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  • Huskaris said:
    Rob7Lee said:
    Huskaris said:
    I still like my 6825 by the end of the year. 

    I think there is still a decent chunk of climb to come before the end of the year. 
    I like your optimism, I like bob munro's even more at nearly 7,400!!

    Still my two structured products are finally back in profit, got 18-30 months yet though before they can begin to pay.

    I'm relying on the first batch of vaccines being in people's arms before the end of the year, I think that will push it to at least 6825

    I wouldn't be so sure about that. You've forgotten the orange baboon still bouncing around in his white cage, and the fact that on Jan 2, the UK is out of the EU. Out this time means Out, especially at Dover.

    Events, dear boy, events...
  • Huskaris said:
    Rob7Lee said:
    Huskaris said:
    I still like my 6825 by the end of the year. 

    I think there is still a decent chunk of climb to come before the end of the year. 
    I like your optimism, I like bob munro's even more at nearly 7,400!!

    Still my two structured products are finally back in profit, got 18-30 months yet though before they can begin to pay.

    I'm relying on the first batch of vaccines being in people's arms before the end of the year, I think that will push it to at least 6825

    I wouldn't be so sure about that. You've forgotten the orange baboon still bouncing around in his white cage, and the fact that on Jan 2, the UK is out of the EU. Out this time means Out, especially at Dover.

    Events, dear boy, events...
    Brexit is priced in as being very close to a no deal in my opinion, so all I can really see is upside from if there is somehow a deal. I won't get into a political discussion on Brexit on here as this is purely markets but that's how I view it.

    As for Trump, that doesn't really worry me too much. As long as either way Biden or Trump are confirmed as the "winner" by the end of December, markets should be fine. I won't get into a political discussion on US politics on here as this is purely markets but that's how I view it... ;)
  • Huskaris said:
    Rob7Lee said:
    Huskaris said:
    I still like my 6825 by the end of the year. 

    I think there is still a decent chunk of climb to come before the end of the year. 
    I like your optimism, I like bob munro's even more at nearly 7,400!!

    Still my two structured products are finally back in profit, got 18-30 months yet though before they can begin to pay.

    I'm relying on the first batch of vaccines being in people's arms before the end of the year, I think that will push it to at least 6825

    I wouldn't be so sure about that. You've forgotten the orange baboon still bouncing around in his white cage, and the fact that on Jan 2, the UK is out of the EU. Out this time means Out, especially at Dover.

    Events, dear boy, events...
    Agree with the positivity about the vaccine - companies will start to invest more, people will spend more when they see light at the end of the tunnel.  

    But at some point this has all got to be paid for and there will be lay-offs as soon as the governments stop paying furlough.  Fraud is rife - I've heard of some outrageous behaviours e.g. wrt loans, staying open over xmas when a company would normally shut, all because of the 'free money' on offer.  

    And, as Prague says, plenty of options for future volatility, especially in the UK.  Long term, I reckon we'll have a 'post-war' boom.
  • edited November 2020
    Major Tech in China seems to be struggling at the moment too, following the Government's new antitrust laws. 

    It feels way too early to move into value based funds. But surely this analysis and potential course of action is what the fund manager's from BG, Threadneedle, Jupiter are all paid by ourselves to do?
  • I have around a quarter of my current portfolio in tech (ETFs). I think I'll hold as it is an ever evolving industry and although we might see the likes of Amazon, Zoom and Netflix dropping there must be plenty of stocks to take advantage of some sort of normality. That's my theory. 

    Cue tech plummet!!!
  • I have around a quarter of my current portfolio in tech (ETFs). I think I'll hold as it is an ever evolving industry and although we might see the likes of Amazon, Zoom and Netflix dropping there must be plenty of stocks to take advantage of some sort of normality. That's my theory. 

    Cue tech plummet!!!
    If you want to lose money then come to me for advice. Have been playing the AIM market in recent months and generally called it wrong - big profits and losses to be made. The level of share price manipulation is impressive.

    I've only put in a small amount and I think you'd have to have balls of steel to put in big money. 
  • I have around a quarter of my current portfolio in tech (ETFs). I think I'll hold as it is an ever evolving industry and although we might see the likes of Amazon, Zoom and Netflix dropping there must be plenty of stocks to take advantage of some sort of normality. That's my theory. 

    Cue tech plummet!!!
    If you want to lose money then come to me for advice. Have been playing the AIM market in recent months and generally called it wrong - big profits and losses to be made. The level of share price manipulation is impressive.

    I've only put in a small amount and I think you'd have to have balls of steel to put in big money. 
    I have been approached by a broker advising investment in a new company. All looks pukka to me and the returns look very attractive. I haven't got the documentation with me but will pass it on to anyone who might be interested. From memory it was something to do with southern hemisphere marine investment.
  • bobmunro said:
    I have around a quarter of my current portfolio in tech (ETFs). I think I'll hold as it is an ever evolving industry and although we might see the likes of Amazon, Zoom and Netflix dropping there must be plenty of stocks to take advantage of some sort of normality. That's my theory. 

    Cue tech plummet!!!
    If you want to lose money then come to me for advice. Have been playing the AIM market in recent months and generally called it wrong - big profits and losses to be made. The level of share price manipulation is impressive.

    I've only put in a small amount and I think you'd have to have balls of steel to put in big money. 
    I have been approached by a broker advising investment in a new company. All looks pukka to me and the returns look very attractive. I haven't got the documentation with me but will pass it on to anyone who might be interested. From memory it was something to do with southern hemisphere marine investment.
    I'm sat on a few shares on the AIM market with a view to the long term. Just hope a few of them take off.

    The day traders play havoc with some of the shares and there can be a 50% shift in a single day. 
  • bobmunro said:
    I have around a quarter of my current portfolio in tech (ETFs). I think I'll hold as it is an ever evolving industry and although we might see the likes of Amazon, Zoom and Netflix dropping there must be plenty of stocks to take advantage of some sort of normality. That's my theory. 

    Cue tech plummet!!!
    If you want to lose money then come to me for advice. Have been playing the AIM market in recent months and generally called it wrong - big profits and losses to be made. The level of share price manipulation is impressive.

    I've only put in a small amount and I think you'd have to have balls of steel to put in big money. 
    I have been approached by a broker advising investment in a new company. All looks pukka to me and the returns look very attractive. I haven't got the documentation with me but will pass it on to anyone who might be interested. From memory it was something to do with southern hemisphere marine investment.
    I might be a boring IFA but I just like to stick to the basics for my clients. Feel free to DM me the prospectus / brochure & I'll give it the once over.....but generally there is nothing "new" out there to invest in. And anything too esoteric is probably worth giving a swerve.

    Just my opinion. 
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