It looks like they have finally binned that gap toothed bint from the Tui advert, and replaced her with something totally tedious, a huge improvement!.
That annoying Yank in the Enterprise car rental ad.
Too true. "US Customer Service". Right, it's fecking useless. Queue for hours, then get some couldn't care less twat who barely speaks English throwing keys at you and trying to sell stuff you don't need at an extortionate price. Sat Nav? Why? You could buy one in Walmart for less than a one-week rental and then use it on your next visit. ($65 vs $76.95) Enterprise want an extra $25 per week for Sirius XM Radio! Does anyone pay that?
Especially as they are NOT funeral plans but by use of careful words they pretend they are and people believe that. They are a whole of life insurance which just means they are without profit, provide no protection against inflation and might cost more in premia than the dead person's family get back.
They have to be "self-select" by the consumer (hence the heavy marketing) because any IFA that recommended one would have failed in their duty to provide "best advice". They are a toxic, highly profitable product targeted at the vulnerable and misled. I have tried to think of a single situation where they might be worth someone signing up but have failed dismally. There is no reason to buy one when other more useful products are available. Maybe even an actual plan that guarantees to pay for a funeral because these do not.
In my opinion, it would often be better if the FCA focussed more on regulating products as well as product providers. The wretched over-50 plans could then just be banned outright.
Especially as they are NOT funeral plans but by use of careful words they pretend they are and people believe that. They are a whole of life insurance which just means they are without profit, provide no protection against inflation and might cost more in premia than the dead person's family get back.
They have to be "self-select" by the consumer (hence the heavy marketing) because any IFA that recommended one would have failed in their duty to provide "best advice". They are a toxic, highly profitable product targeted at the vulnerable and misled. I have tried to think of a single situation where they might be worth someone signing up but have failed dismally. There is no reason to buy one when other more useful products are available. Maybe even an actual plan that guarantees to pay for a funeral because these do not.
In my opinion, it would often be better if the FCA focussed more on regulating products as well as product providers. The wretched over-50 plans could then just be banned outright.
Comments
Same with Confused.com when they used to their cartoon musical numbers!!
Bom de bom de de f**k off!!
Trying to make insurance all Pulp Fictiony. Been getting on my nerves for ages now.
It looks like they have finally binned that gap toothed bint from the Tui advert, and replaced her with something totally tedious, a huge improvement!.
No frogman in orange rubber suit AND worse of all - no German Storm Trooper.
"Bet responsibly, but we hope you've not forgotten to put some cash on this game we're about to show"
Big this small that I don't understand the poxy thing
They have to be "self-select" by the consumer (hence the heavy marketing) because any IFA that recommended one would have failed in their duty to provide "best advice". They are a toxic, highly profitable product targeted at the vulnerable and misled. I have tried to think of a single situation where they might be worth someone signing up but have failed dismally. There is no reason to buy one when other more useful products are available. Maybe even an actual plan that guarantees to pay for a funeral because these do not.
In my opinion, it would often be better if the FCA focussed more on regulating products as well as product providers. The wretched over-50 plans could then just be banned outright.