Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
I've maxed mine this month and plan to do the same with going forward. Found 3.9% with one withdraw a month, as i buy most things on a credit card it works out perfectly if the current account needs help!
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
I did exactly that in December last year when I was fed up of poor returns on premium bonds.
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
My ignorance but why wait to transfer to your ISA?
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
Always pleased with whatever I get. It’s money I had from my inheritance and I use any winnings to treat myself to something from my Dad. Maybe a spa day this time
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
I did exactly that in December last year when I was fed up of poor returns on premium bonds.
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
My ignorance but why wait to transfer to your ISA?
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
I feel your pain. I started (or they started) the process of transferring my SIPP from AJ Bell to H-L a few days before the Brexit referendum vote. It took a month. I got absolutely clobbered. Five days isn't so bad though. If my SIPP had taken five days I'd have just about escaped any mayhem. The relative risk level is lower in your case.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
I did exactly that in December last year when I was fed up of poor returns on premium bonds.
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
My ignorance but why wait to transfer to your ISA?
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
There will be a reversal soon and they will shoot up again. It's a good time to buy.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
I did exactly that in December last year when I was fed up of poor returns on premium bonds.
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
My ignorance but why wait to transfer to your ISA?
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
I feel your pain. I started (or they started) the process of transferring my SIPP from AJ Bell to H-L a few days before the Brexit referendum vote. It took a month. I got absolutely clobbered. Five days isn't so bad though. If my SIPP had taken five days I'd have just about escaped any mayhem. The relative risk level is lower in your case.
Ah, I always wondered why you disliked Brexit, now I know!
As an addendum to the above. Markets are more worried about Trump than they are about hidden commission payment on car finance deals.
US markets have now opened & they are falling. Dow Jones down 1.4% and S&P500 down 1.6%. The FTSE100 was down 0.5% at lunch but is now falling further - currently down almost 1%.
European markets had fallen more than the UK this morning & are falling further still. Germany down 2.3%, France down 2.8% and the EuroStox down 2.6%.
Welcome to Trumponomics.
Except US stock markets, especially tech, have gone through the roof since he was elected
Not really true, post election boost was down to certainty on the political situation and then the tariffs took that out. European/uk stocks have been doing a lot better than us stocks post election. Add that to the weakening dollar and you’re not really making massive gains in us stocks right now.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
I did exactly that in December last year when I was fed up of poor returns on premium bonds.
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
My ignorance but why wait to transfer to your ISA?
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
Markets could get pretty choppy over the next few weeks now that Trump had decided to employ nuclear subs near to Russia.
And then firing the head of their main statistics company just because he didn't like the latest employment numbers.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
I did exactly that in December last year when I was fed up of poor returns on premium bonds.
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
My ignorance but why wait to transfer to your ISA?
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
Markets could get pretty choppy over the next few weeks now that Trump had decided to employ nuclear subs near to Russia.
And then firing the head of their main statistics company just because he didn't like the latest employment numbers.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
I did exactly that in December last year when I was fed up of poor returns on premium bonds.
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
My ignorance but why wait to transfer to your ISA?
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
Markets could get pretty choppy over the next few weeks now that Trump had decided to employ nuclear subs near to Russia.
And then firing the head of their main statistics company just because he didn't like the latest employment numbers.
Ain't that the truth.
With Trump as president anything is possible.
Trying to guess how the Ftse will finish at the end of the year is nigh on impossible.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
I did exactly that in December last year when I was fed up of poor returns on premium bonds.
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
My ignorance but why wait to transfer to your ISA?
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
Markets could get pretty choppy over the next few weeks now that Trump had decided to employ nuclear subs near to Russia.
And then firing the head of their main statistics company just because he didn't like the latest employment numbers.
He's probably suspended the sub deployment for 90 days by now.
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
I did exactly that in December last year when I was fed up of poor returns on premium bonds.
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
My ignorance but why wait to transfer to your ISA?
There isn't really a reason, I think the main thing I'm nervous about at the moment is that I'll be out of the market for about 5 days while I'm transferring out and in (has to sell and rebuy, very annoying).
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
Markets could get pretty choppy over the next few weeks now that Trump had decided to employ nuclear subs near to Russia.
And then firing the head of their main statistics company just because he didn't like the latest employment numbers.
Ain't that the truth.
With Trump as president anything is possible.
Trying to guess how the Ftse will finish at the end of the year is nigh on impossible.
Guessing is easy, even I can do it. Getting right is a bit more difficult.
Comments
Thinking of taking it out and putting into a general investment account (have already maxed out the Stocks ISA)
£125 for Father in law.
Fast forward to April and it was down 15% but up 4.7% now.
My aim is to wait until I'm close to the CGT threshold then transfer into this year's ISA allowance.
What I'm dreaming of is a relatively calm period in financial markets to do the transfers as I would be pretty frustrated if there's a few percent movement.
Having reread everything I've written above, it really doesn't make much sense, I'll get on it next week!
And then firing the head of their main statistics company just because he didn't like the latest employment numbers.
With Trump as president anything is possible.
Trying to guess how the Ftse will finish at the end of the year is nigh on impossible.