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Savings and Investments thread

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  • golfaddick
    golfaddick Posts: 34,957
    Sorry @Carter, I've not heard of them either. Not mainstream investments so I'd have to read up on them. But as @PragueAddick says, anything that tracks a US or Global Index will be very heavily weighted to the Mag7. 
  • golfaddick
    golfaddick Posts: 34,957
    Carter said:
    Very kind of both of you to answer 

    Like a lot of things, opinions etc when you start searching for more information on them you can be drawn into either a sales-pitch or an anti perspective. AI is good factually however that will generally collate information already floating out there. 

    I've made a small investment and grouped a few together into a couple of pies and they have dipped in value but are chucking out regular dividends. The growth bit doesn't worry me per se but I'm not a rich man so these investments are always done with one eye on having to remove the money at any given time as much as I believe in investing being for the long term 



    What's the tax angle on the dividends?  Taxed at your marginally rate  ?  If so then probably not the best instrument to use for income, unless your annual income is less than your Personal.Allowance. 

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