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Savings and Investments thread

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Comments

  • bobmunro
    bobmunro Posts: 20,843
    7989
  • valleynick66
    valleynick66 Posts: 4,890
    7863
  • 7824 please
  • HardyAddick
    HardyAddick Posts: 1,637
    7951 please
  • 7902
  • cafcpolo
    cafcpolo Posts: 3,811
    8011
  • CafcWest
    CafcWest Posts: 6,167
    7839 please...
  • Solidgone
    Solidgone Posts: 10,208
    8001
  • I'm sticking with 8047.  

    A bit like Golfie, I just needed another 6 months, I think.
  • 7891
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  • redman
    redman Posts: 5,285
    7988 
  • 7966 please
  • blackpool72
    blackpool72 Posts: 23,675
    edited January 2024
    7970
  • ThreadKiller
    ThreadKiller Posts: 8,620
    8016
  • PragueAddick
    PragueAddick Posts: 22,145
    I'm sticking with 8047.  

    A bit like Golfie, I just needed another 6 months, I think.
    So this is interesting. Once again you are the most optimistic of 20 entrants so far. Yet your figure implies growth of only 4.1%. 

    That's a surprisingly cautious response (across all the respondents so far). I'm going to contemplate a bit more before putting in my forecast, as the figure I had in mind would have just trumped yours as the most optimistic. 

    It's also tempting to observe that right now one can still find a 5%+ one year risk-free fix for UK cash. That's mainly what I'm doing, and I now feel less like my usual over-cautious self for doing so. 
  • Jon_CAFC_
    Jon_CAFC_ Posts: 563
    Rob7Lee said:
    Bloody hell !!!

    Why couldn't the f**king competition have finished 2 days later  :'(

    FTSE finished today at 7682.33   - just 2.33 above where I said it would be on 31st Dec.
    take a chill pill! And try again!

    So answers to me by 31st January as to what you believe the FTSE will be at come the end of June.
    7864
  • golfaddick
    golfaddick Posts: 33,628
    Webinar I attended earlier today is suggesting that the US should avoid a recession this year but the UK may not. That the US markets are expecting 6 rate cuts in 2024 with 3 or 4 in the UK - all at 0.25%....maybe starting as early as March but probably more like May. The EU are not so lax as Christine Lagarde has said that they are likely to keep their rates on hold for longer. 

    I haven't thought about where the FTSE might be in 6 months time & like @PragueAddick I will be giving it some thought. Dont think it will start with an 8 though. 
  • CafcWest
    CafcWest Posts: 6,167
    7839 please...
  • MrWalker
    MrWalker Posts: 4,107
    8077
  • housty
    housty Posts: 62
    7882 please
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  • Daarrzzetbum
    Daarrzzetbum Posts: 1,236
    Rob7Lee said:
    Bloody hell !!!

    Why couldn't the f**king competition have finished 2 days later  :'(

    FTSE finished today at 7682.33   - just 2.33 above where I said it would be on 31st Dec.
    take a chill pill! And try again!

    So answers to me by 31st January as to what you believe the FTSE will be at come the end of June.
    I will go for 7801 please 
  • jamescafc
    jamescafc Posts: 1,831
    7950 please
  • cazo
    cazo Posts: 1,483
    No premium bonds gone in yet piss take really 9 days that’s if they go in tomorrow 👀
  • TelMc32
    TelMc32 Posts: 9,053
    cazo said:
    No premium bonds gone in yet piss take really 9 days that’s if they go in tomorrow 👀
    Usually in your account on 7th working day of the month. I’d expect it to be there tomorrow. 
  • cafcpolo
    cafcpolo Posts: 3,811
    TelMc32 said:
    cazo said:
    No premium bonds gone in yet piss take really 9 days that’s if they go in tomorrow 👀
    Usually in your account on 7th working day of the month. I’d expect it to be there tomorrow. 
    Will be tomorrow, I can see it pending in my account.
  • superclive98
    superclive98 Posts: 4,766
    cazo said:
    No premium bonds gone in yet piss take really 9 days that’s if they go in tomorrow 👀
    The awards weren't announced until 3rd Jan.
  • cazo
    cazo Posts: 1,483
    In now👍👍
  • Chaz Hill
    Chaz Hill Posts: 5,217
    https://www.moneysavingexpert.com/news/2024/01/nsi-premium-bond-rate-march/

    Premium Bond prize pool to drop slightly from 4.65% to 4.4% for the March draw. 
  • Huskaris
    Huskaris Posts: 9,849
    Chaz Hill said:
    https://www.moneysavingexpert.com/news/2024/01/nsi-premium-bond-rate-march/

    Premium Bond prize pool to drop slightly from 4.65% to 4.4% for the March draw. 
    Hahaha I didn't read an article but I saw some clickbait article along the lines of "Premium rate bonds SLASHED from March," a 0.25% drop seems reasonable (albeit not ideal!) 
  • PragueAddick
    PragueAddick Posts: 22,145
    Huskaris said:
    Chaz Hill said:
    https://www.moneysavingexpert.com/news/2024/01/nsi-premium-bond-rate-march/

    Premium Bond prize pool to drop slightly from 4.65% to 4.4% for the March draw. 
    Hahaha I didn't read an article but I saw some clickbait article along the lines of "Premium rate bonds SLASHED from March," a 0.25% drop seems reasonable (albeit not ideal!) 
    Yes it's broadly in line with the current trends for rates of 1 year fixed bonds which are probably seen as PBs main competition.