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Savings and Investments thread

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  • golfaddick
    golfaddick Posts: 36,956
    blackpool72 said:
    I had an isa come up for renewal this week.
    Ive taken the option of a one year at 4.5%.

    A two or three year option would have given me 4.6 or 4.7 %.
    But I can see interest rates rising over the next 12 months and I reckon this time next year a 12 month isa will be paying 5% or more. 
    All guesswork of course but that's what I've done. 
    There is very likely (almost guaranteed) a rate rise on the 5th November but in the longer term rates will be reducing. I'm expecting base rate to be at or even below where we are now by the end of next year. 

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