Can't understand how Ed Miliband is taken so seriously. He comes across as like an actor in a film playing a politician with the cliche phrases and his body language. Just seems like a complete caricature.
Fortunately, we're all able to vote for parties on the basis of their policies, not just on their leaders' appearance.
Looking at the coalition options, it seems we have:
1) Tory and UKIP
2) Extension of current coalition (Clegg has already said he would work with Dave again).
3) Labour and SNP.
I honestly think the only way Labour get into power is with the SNP in tow.
Why the bloody hell would you vote to have a party helping to hold up the government of your country who don't even want to be part of it? It is utter madness. SNP would be catastrophic for our country.
I'd like to point out several things;
1) wouldn't create a majority so it's not actually a coalition option
2) again wouldn't create a majority
3) only plausible way of making a coalition if you look at current polls
So it's pretty clear there will be one of two outcomes come results time;
1) Labour - SNP coalition
2) minority government led by either labour (if they choose not to join the SNP) or conservatives - this depends on which one gets the most votes
Can't understand how Ed Miliband is taken so seriously. He comes across as like an actor in a film playing a politician with the cliche phrases and his body language. Just seems like a complete caricature.
Looking at the coalition options, it seems we have:
1) Tory and UKIP
2) Extension of current coalition (Clegg has already said he would work with Dave again).
3) Labour and SNP.
I honestly think the only way Labour get into power is with the SNP in tow.
Why the bloody hell would you vote to have a party helping to hold up the government of your country who don't even want to be part of it? It is utter madness. SNP would be catastrophic for our country.
I'd like to point out several things;
1) wouldn't create a majority so it's not actually a coalition option
2) again wouldn't create a majority
3) only plausible way of making a coalition if you look at current polls
So it's pretty clear there will be one of two outcomes come results time;
1) Labour - SNP coalition
2) minority government led by either labour (if they choose not to join the SNP) or conservatives - this depends on which one gets the most votes
Looking at the coalition options, it seems we have:
1) Tory and UKIP
2) Extension of current coalition (Clegg has already said he would work with Dave again).
3) Labour and SNP.
I honestly think the only way Labour get into power is with the SNP in tow.
Why the bloody hell would you vote to have a party helping to hold up the government of your country who don't even want to be part of it? It is utter madness. SNP would be catastrophic for our country.
So, are you discounting a coalition between Labour and the LibDems?
Clegg has already ruled it out and said he will go with Dave again has he not?
Either way - that would be so leftie that anyone who has made anything of themselves may as well pack up and move out the country. Likewise UKIP and Tory would be too far the other way.
So why can't Labour and Tory work together for middle ground?
I thought Miliband looked a lot more assured and in control. Maybe a confidence thing, he knew he was the biggest most accomplished fish in the pond. With Clegg and Cameron there he'd rightly sense that he isn't.
Very pleasing to see Farage's tumbleweed moment after his keynote immigration rant. Hopefully people are beginning to see through it all now.
Can't understand how Ed Miliband is taken so seriously. He comes across as like an actor in a film playing a politician with the cliche phrases and his body language. Just seems like a complete caricature.
Because the alternative is Cameron perhaps?
Cameron is a respected statesman and leader. Miliband's only achievement is having some of the lowest approval ratings amongst modern party leaders.
Can't understand how Ed Miliband is taken so seriously. He comes across as like an actor in a film playing a politician with the cliche phrases and his body language. Just seems like a complete caricature.
Because the alternative is Cameron perhaps?
Cameron is a respected statesman and leader. Miliband's only achievement is having some of the lowest approval ratings amongst modern party leaders.
I thought it was a big improvement for Natalie Bennett tonight,
I thought she just reinforced how out of depth she was compared to all the others.
500,00 homes. Firstly where on earth does she get this figure from - she has absolutely no idea how this can possibly be delivered. Everything about housebuilding and the infrastructure required to provide decent homes is against what the Greens stand for.
Yes, but the ideal, the aspiration on housing was one I agree with. For the Greens the devil is in the detail, so yes, probably out of her depth practically, but in the lead idealistically because who doesn't think we need to really sort the housing crisis out? The Tory announced policy on housing, although apparently detailed, I thought was not aimed at those who are obliged to rent, but those who will tie their lives to a mortgage for good or ill. I personally believe housing is a serious issue in this election, and I am glad it is high on the debate agenda.
Tie their lives to a mortgage?
Does your landlord stop charging you rent after 25 years then?
Yes, but saving for a deposit can add a lot of years prior to the 25 years kicking in, especially if you're on a minimum wage.
If a couple are proposing to pay £1500 a month for a mortgage then putting away £1500 month towards a deposit, shouldn't take you too long. That's £36k in two years - a pretty decent deposit I would have thought.
Except they have to pay for accommodation during those two years of saving. They will like as not be renters. In the private rental market how can a minimum wage earner pay the rent and also save for a deposit?
Live with their parents.
As about 90% of those saving for a deposit do.
Why keep cracking on about minimum wage earners?
If you want to own your own house, then you will make whatever sacrifice you need to own it. No cars, no holidays, no kids, no nights out. It all depends on your priorities. And living in a Capitalist Society allows people to have those independent choices.
OK take a couple of nurses starting out. Between them let's say they take home £3300 a month. They share a 1 bed flat in Brockley. Rent, council tax and utilities likely to be about £1100 per month. £1500 per month to save for a deposit. That's £2600 Leaves about £11.75 per nurse per day for travel and food and clothes and everything else.
That isn't a minimum wage example.
It seems clear to me that social housing is vital.
I thought it was a big improvement for Natalie Bennett tonight,
I thought she just reinforced how out of depth she was compared to all the others.
500,00 homes. Firstly where on earth does she get this figure from - she has absolutely no idea how this can possibly be delivered. Everything about housebuilding and the infrastructure required to provide decent homes is against what the Greens stand for.
Yes, but the ideal, the aspiration on housing was one I agree with. For the Greens the devil is in the detail, so yes, probably out of her depth practically, but in the lead idealistically because who doesn't think we need to really sort the housing crisis out? The Tory announced policy on housing, although apparently detailed, I thought was not aimed at those who are obliged to rent, but those who will tie their lives to a mortgage for good or ill. I personally believe housing is a serious issue in this election, and I am glad it is high on the debate agenda.
Tie their lives to a mortgage?
Does your landlord stop charging you rent after 25 years then?
Yes, but saving for a deposit can add a lot of years prior to the 25 years kicking in, especially if you're on a minimum wage.
If a couple are proposing to pay £1500 a month for a mortgage then putting away £1500 month towards a deposit, shouldn't take you too long. That's £36k in two years - a pretty decent deposit I would have thought.
Except they have to pay for accommodation during those two years of saving. They will like as not be renters. In the private rental market how can a minimum wage earner pay the rent and also save for a deposit?
Live with their parents.
As about 90% of those saving for a deposit do.
Why keep cracking on about minimum wage earners?
If you want to own your own house, then you will make whatever sacrifice you need to own it. No cars, no holidays, no kids, no nights out. It all depends on your priorities. And living in a Capitalist Society allows people to have those independent choices.
OK take a couple of nurses starting out. Between them let's say they take home £3300 a month. They share a 1 bed flat in Brockley. Rent, council tax and utilities likely to be about £1100 per month. £1500 per month to save for a deposit. That's £2600 Leaves about £11.75 per nurse per day for travel and food and clothes and everything else.
That isn't a minimum wage example.
It seems clear to me that social housing is vital.
OK. They save £1000 per month. That leaves them £1200 a month to spend, spend, spend......
That is still £36k plus interest deposit after three years.
Like most of us, if you want it, you are prepared to make the sacrifices.
I thought it was a big improvement for Natalie Bennett tonight,
I thought she just reinforced how out of depth she was compared to all the others.
500,00 homes. Firstly where on earth does she get this figure from - she has absolutely no idea how this can possibly be delivered. Everything about housebuilding and the infrastructure required to provide decent homes is against what the Greens stand for.
Yes, but the ideal, the aspiration on housing was one I agree with. For the Greens the devil is in the detail, so yes, probably out of her depth practically, but in the lead idealistically because who doesn't think we need to really sort the housing crisis out? The Tory announced policy on housing, although apparently detailed, I thought was not aimed at those who are obliged to rent, but those who will tie their lives to a mortgage for good or ill. I personally believe housing is a serious issue in this election, and I am glad it is high on the debate agenda.
Tie their lives to a mortgage?
Does your landlord stop charging you rent after 25 years then?
Yes, but saving for a deposit can add a lot of years prior to the 25 years kicking in, especially if you're on a minimum wage.
If a couple are proposing to pay £1500 a month for a mortgage then putting away £1500 month towards a deposit, shouldn't take you too long. That's £36k in two years - a pretty decent deposit I would have thought.
Except they have to pay for accommodation during those two years of saving. They will like as not be renters. In the private rental market how can a minimum wage earner pay the rent and also save for a deposit?
Live with their parents.
As about 90% of those saving for a deposit do.
Why keep cracking on about minimum wage earners?
If you want to own your own house, then you will make whatever sacrifice you need to own it. No cars, no holidays, no kids, no nights out. It all depends on your priorities. And living in a Capitalist Society allows people to have those independent choices.
OK take a couple of nurses starting out. Between them let's say they take home £3300 a month. They share a 1 bed flat in Brockley. Rent, council tax and utilities likely to be about £1100 per month. £1500 per month to save for a deposit. That's £2600 Leaves about £11.75 per nurse per day for travel and food and clothes and everything else.
That isn't a minimum wage example.
It seems clear to me that social housing is vital.
OK. They save £1000 per month. That leaves them £1200 a month to spend, spend, spend......
That is still £36k plus interest deposit after three years.
Like most of us, if you want it, you are prepared to make the sacrifices.
OK that brings each nurse up to about £20 per day to live on. Nursing is an all graduate occupation to consider ( their starting pay is on the border of the rate to pay back the student loan), and it also leaves a lot of the workforce such as retail, or council employees or whoever on less than those nurses, but above minimum wage. I can't slice it any way and not conclude that we need a substantial lot of social housing however many savings and sacrifices people can make.
I believe everybody should have the right to own their own home.
The problem is, a couple on minimum wage would probably max out on a £150k mortgage. So perhaps one of the many shared ownership schemes would be a better option.
Sacrifices would have to be made, holidays and up to date gadgets would have to be left out, but even on minimum wage home ownership is feasible.
Problem is, a lot of people aren't prepared to make those sacrifices and then throw insults at those who have bought their own house, 30 years later, because they're 'middle class'.
30 years ago there was a relationship between wages and house prices. You would likely get about four times joint income, but need 10% deposit.
If you look at the relationship between wages and property prices now days the gap is a lot bigger.
I believe everybody should have the right to own their own home.
The problem is, a couple on minimum wage would probably max out on a £150k mortgage. So perhaps one of the many shared ownership schemes would be a better option.
Sacrifices would have to be made, holidays and up to date gadgets would have to be left out, but even on minimum wage home ownership is feasible.
Problem is, a lot of people aren't prepared to make those sacrifices and then throw insults at those who have bought their own house, 30 years later, because they're 'middle class'.
30 years ago there was a relationship between wages and house prices. You would likely get about four times joint income, but need 10% deposit.
If you look at the relationship between wages and property prices now days the gap is a lot bigger.
Is it not possible this might, in part, be down to the huge influx of people arriving in the UK?
Can't understand how Ed Miliband is taken so seriously. He comes across as like an actor in a film playing a politician with the cliche phrases and his body language. Just seems like a complete caricature.
Because the alternative is Cameron perhaps?
Cameron is a respected statesman and leader. Miliband's only achievement is having some of the lowest approval ratings amongst modern party leaders.
Respected by who?
Cameron has far higher approval ratings than Miliband so it can be said that a far higher proportion of the electorate respect him more than Miliband. He is also generally respected amongst notable world leaders and figures. He doesn't have to resort to ambushing G20 leaders in kitchens in order to get a word in unlike his predecessor.
Can't understand how Ed Miliband is taken so seriously. He comes across as like an actor in a film playing a politician with the cliche phrases and his body language. Just seems like a complete caricature.
Because the alternative is Cameron perhaps?
Cameron is a respected statesman and leader. Miliband's only achievement is having some of the lowest approval ratings amongst modern party leaders.
Respected by who?
Cameron has far higher approval ratings than Miliband so it can be said that a far higher proportion of the electorate respect him more than Miliband. He is also generally respected amongst notable world leaders and figures. He doesn't have to resort to ambushing G20 leaders in kitchens in order to get a word in unlike his predecessor.
Actually, rather than being "far higher" Miliband has just overtaken Cameron in a recent approval ratings poll
I think ukip are getting found out. Carswell struggling to justify himself on question time
Every party has been found out. Every party's representatives struggle to justify their lies and deceipt on question time and on any other discussion program.
Can't understand how Ed Miliband is taken so seriously. He comes across as like an actor in a film playing a politician with the cliche phrases and his body language. Just seems like a complete caricature.
Because the alternative is Cameron perhaps?
Cameron is a respected statesman and leader. Miliband's only achievement is having some of the lowest approval ratings amongst modern party leaders.
Respected by who?
Cameron has far higher approval ratings than Miliband so it can be said that a far higher proportion of the electorate respect him more than Miliband. He is also generally respected amongst notable world leaders and figures. He doesn't have to resort to ambushing G20 leaders in kitchens in order to get a word in unlike his predecessor.
Actually, rather than being "far higher" Miliband has just overtaken Cameron in a recent approval ratings poll
It's worth pointing out this is based on a snap poll after a debate from which the broadcasters excluded Cameron and Clegg and is the one poll out of tens of thousands that have been taken since Ed became leader that give him a better approval than th PM.
Looking at the coalition options, it seems we have:
1) Tory and UKIP
2) Extension of current coalition (Clegg has already said he would work with Dave again).
3) Labour and SNP.
I honestly think the only way Labour get into power is with the SNP in tow.
Why the bloody hell would you vote to have a party helping to hold up the government of your country who don't even want to be part of it? It is utter madness. SNP would be catastrophic for our country.
This has to be the most biased question (not to mention factually incorrect) question ever written on Charlton Life !
I thought it was a big improvement for Natalie Bennett tonight,
I thought she just reinforced how out of depth she was compared to all the others.
500,00 homes. Firstly where on earth does she get this figure from - she has absolutely no idea how this can possibly be delivered. Everything about housebuilding and the infrastructure required to provide decent homes is against what the Greens stand for.
Yes, but the ideal, the aspiration on housing was one I agree with. For the Greens the devil is in the detail, so yes, probably out of her depth practically, but in the lead idealistically because who doesn't think we need to really sort the housing crisis out? The Tory announced policy on housing, although apparently detailed, I thought was not aimed at those who are obliged to rent, but those who will tie their lives to a mortgage for good or ill. I personally believe housing is a serious issue in this election, and I am glad it is high on the debate agenda.
Tie their lives to a mortgage?
Does your landlord stop charging you rent after 25 years then?
Yes, but saving for a deposit can add a lot of years prior to the 25 years kicking in, especially if you're on a minimum wage.
If a couple are proposing to pay £1500 a month for a mortgage then putting away £1500 month towards a deposit, shouldn't take you too long. That's £36k in two years - a pretty decent deposit I would have thought.
And during those years of saving £1500 a month. What about rent ?
I thought it was a big improvement for Natalie Bennett tonight,
I thought she just reinforced how out of depth she was compared to all the others.
500,00 homes. Firstly where on earth does she get this figure from - she has absolutely no idea how this can possibly be delivered. Everything about housebuilding and the infrastructure required to provide decent homes is against what the Greens stand for.
Yes, but the ideal, the aspiration on housing was one I agree with. For the Greens the devil is in the detail, so yes, probably out of her depth practically, but in the lead idealistically because who doesn't think we need to really sort the housing crisis out? The Tory announced policy on housing, although apparently detailed, I thought was not aimed at those who are obliged to rent, but those who will tie their lives to a mortgage for good or ill. I personally believe housing is a serious issue in this election, and I am glad it is high on the debate agenda.
Tie their lives to a mortgage?
Does your landlord stop charging you rent after 25 years then?
Yes, but saving for a deposit can add a lot of years prior to the 25 years kicking in, especially if you're on a minimum wage.
If a couple are proposing to pay £1500 a month for a mortgage then putting away £1500 month towards a deposit, shouldn't take you too long. That's £36k in two years - a pretty decent deposit I would have thought.
Except they have to pay for accommodation during those two years of saving. They will like as not be renters. In the private rental market how can a minimum wage earner pay the rent and also save for a deposit?
Live with their parents.
As about 90% of those saving for a deposit do.
Why keep cracking on about minimum wage earners?
If you want to own your own house, then you will make whatever sacrifice you need to own it. No cars, no holidays, no kids, no nights out. It all depends on your priorities. And living in a Capitalist Society allows people to have those independent choices.
I thought it was a big improvement for Natalie Bennett tonight,
I thought she just reinforced how out of depth she was compared to all the others.
500,00 homes. Firstly where on earth does she get this figure from - she has absolutely no idea how this can possibly be delivered. Everything about housebuilding and the infrastructure required to provide decent homes is against what the Greens stand for.
Yes, but the ideal, the aspiration on housing was one I agree with. For the Greens the devil is in the detail, so yes, probably out of her depth practically, but in the lead idealistically because who doesn't think we need to really sort the housing crisis out? The Tory announced policy on housing, although apparently detailed, I thought was not aimed at those who are obliged to rent, but those who will tie their lives to a mortgage for good or ill. I personally believe housing is a serious issue in this election, and I am glad it is high on the debate agenda.
Tie their lives to a mortgage?
Does your landlord stop charging you rent after 25 years then?
Yes, but saving for a deposit can add a lot of years prior to the 25 years kicking in, especially if you're on a minimum wage.
If a couple are proposing to pay £1500 a month for a mortgage then putting away £1500 month towards a deposit, shouldn't take you too long. That's £36k in two years - a pretty decent deposit I would have thought.
Except they have to pay for accommodation during those two years of saving. They will like as not be renters. In the private rental market how can a minimum wage earner pay the rent and also save for a deposit?
Live with their parents.
As about 90% of those saving for a deposit do.
Why keep cracking on about minimum wage earners?
If you want to own your own house, then you will make whatever sacrifice you need to own it. No cars, no holidays, no kids, no nights out. It all depends on your priorities. And living in a Capitalist Society allows people to have those independent choices.
"You can have your Children or a roof over your head, your choice"
Can't understand how Ed Miliband is taken so seriously. He comes across as like an actor in a film playing a politician with the cliche phrases and his body language. Just seems like a complete caricature.
Because the alternative is Cameron perhaps?
Cameron is a respected statesman and leader. Miliband's only achievement is having some of the lowest approval ratings amongst modern party leaders.
Respected by who?
Cameron has far higher approval ratings than Miliband so it can be said that a far higher proportion of the electorate respect him more than Miliband. He is also generally respected amongst notable world leaders and figures. He doesn't have to resort to ambushing G20 leaders in kitchens in order to get a word in unlike his predecessor.
Actually, rather than being "far higher" Miliband has just overtaken Cameron in a recent approval ratings poll
It's worth pointing out this is based on a snap poll after a debate from which the broadcasters excluded Cameron and Clegg and is the one poll out of tens of thousands that have been taken since Ed became leader that give him a better approval than th PM.
Rightio.
You have checked the date on the poll I presume, and it was done before the BBC so rudely "excluded" Dave & Nick from last nights chat.
I thought it was a big improvement for Natalie Bennett tonight,
I thought she just reinforced how out of depth she was compared to all the others.
500,00 homes. Firstly where on earth does she get this figure from - she has absolutely no idea how this can possibly be delivered. Everything about housebuilding and the infrastructure required to provide decent homes is against what the Greens stand for.
Yes, but the ideal, the aspiration on housing was one I agree with. For the Greens the devil is in the detail, so yes, probably out of her depth practically, but in the lead idealistically because who doesn't think we need to really sort the housing crisis out? The Tory announced policy on housing, although apparently detailed, I thought was not aimed at those who are obliged to rent, but those who will tie their lives to a mortgage for good or ill. I personally believe housing is a serious issue in this election, and I am glad it is high on the debate agenda.
Tie their lives to a mortgage?
Does your landlord stop charging you rent after 25 years then?
Yes, but saving for a deposit can add a lot of years prior to the 25 years kicking in, especially if you're on a minimum wage.
If a couple are proposing to pay £1500 a month for a mortgage then putting away £1500 month towards a deposit, shouldn't take you too long. That's £36k in two years - a pretty decent deposit I would have thought.
Except they have to pay for accommodation during those two years of saving. They will like as not be renters. In the private rental market how can a minimum wage earner pay the rent and also save for a deposit?
Live with their parents.
As about 90% of those saving for a deposit do.
Why keep cracking on about minimum wage earners?
If you want to own your own house, then you will make whatever sacrifice you need to own it. No cars, no holidays, no kids, no nights out. It all depends on your priorities. And living in a Capitalist Society allows people to have those independent choices.
"You can have your Children or a roof over your head, your choice"
If you want both you can, just don't expect me to pay for it.
Don't get me wrong, I'd quite like to be in a position where I am both living in a home without depending on state handouts (as I already am) and start having kids but I know I'm not in a position to guarantee my family's financial stability currently. I call that being a responsible adult. I already hand over an eye watering amount of money to the state who still can't seem to manage to balance the books, no matter how much they rob off my wife and I. Why should I have to make a responsible decision to avoid having kids just because others lack the maturity to make that responsible decision. I understand that not all parents currently find themselves in a stable situation due to factors outside their control, I'm talking purely about those who decide to have kids without having the means to support themselves, let alone a family.
Looking at the coalition options, it seems we have:
1) Tory and UKIP
2) Extension of current coalition (Clegg has already said he would work with Dave again).
3) Labour and SNP.
I honestly think the only way Labour get into power is with the SNP in tow.
Why the bloody hell would you vote to have a party helping to hold up the government of your country who don't even want to be part of it? It is utter madness. SNP would be catastrophic for our country.
So, are you discounting a coalition between Labour and the LibDems?
So why can't Labour and Tory work together for middle ground?
In many ways, a Lab/Con coalition might well be the best option for the English. Huge majority with both sides keeping the barking extreme policies of both parties in check while marginalising the small party power brokers. It would be worth it just to see the Beast of Bolsover sitting on the Govt. benches. It will not happen of course because the paymasters of both sides would not permit it.
Looking at the coalition options, it seems we have:
1) Tory and UKIP
2) Extension of current coalition (Clegg has already said he would work with Dave again).
3) Labour and SNP.
I honestly think the only way Labour get into power is with the SNP in tow.
Why the bloody hell would you vote to have a party helping to hold up the government of your country who don't even want to be part of it? It is utter madness. SNP would be catastrophic for our country.
So, are you discounting a coalition between Labour and the LibDems?
So why can't Labour and Tory work together for middle ground?
In many ways, a Lab/Con coalition might well be the best option for the English. Huge majority with both sides keeping the barking extreme policies of both parties in check while marginalising the small party power brokers. It would be worth it just to see the Beast of Bolsover sitting on the Govt. benches. It will not happen of course because the paymasters of both sides would not permit it.
Eh, Tory donors were quite happy to work with Blair and Brown when the Tories lost the plot. It's the Trade Unions with their heads in the sand and a psychopathic aversion to anything resembling progress or meaningful dialogue because they're still upset that when they threw their toys out of the pram, a Tory woman refused to indulge their tantrum.
I thought it was a big improvement for Natalie Bennett tonight,
I thought she just reinforced how out of depth she was compared to all the others.
500,00 homes. Firstly where on earth does she get this figure from - she has absolutely no idea how this can possibly be delivered. Everything about housebuilding and the infrastructure required to provide decent homes is against what the Greens stand for.
Yes, but the ideal, the aspiration on housing was one I agree with. For the Greens the devil is in the detail, so yes, probably out of her depth practically, but in the lead idealistically because who doesn't think we need to really sort the housing crisis out? The Tory announced policy on housing, although apparently detailed, I thought was not aimed at those who are obliged to rent, but those who will tie their lives to a mortgage for good or ill. I personally believe housing is a serious issue in this election, and I am glad it is high on the debate agenda.
Tie their lives to a mortgage?
Does your landlord stop charging you rent after 25 years then?
Yes, but saving for a deposit can add a lot of years prior to the 25 years kicking in, especially if you're on a minimum wage.
If a couple are proposing to pay £1500 a month for a mortgage then putting away £1500 month towards a deposit, shouldn't take you too long. That's £36k in two years - a pretty decent deposit I would have thought.
Whilst paying rent? I agree with your point that it's not impossible, but not that much in that time.
I thought it was a big improvement for Natalie Bennett tonight,
I thought she just reinforced how out of depth she was compared to all the others.
500,00 homes. Firstly where on earth does she get this figure from - she has absolutely no idea how this can possibly be delivered. Everything about housebuilding and the infrastructure required to provide decent homes is against what the Greens stand for.
Yes, but the ideal, the aspiration on housing was one I agree with. For the Greens the devil is in the detail, so yes, probably out of her depth practically, but in the lead idealistically because who doesn't think we need to really sort the housing crisis out? The Tory announced policy on housing, although apparently detailed, I thought was not aimed at those who are obliged to rent, but those who will tie their lives to a mortgage for good or ill. I personally believe housing is a serious issue in this election, and I am glad it is high on the debate agenda.
Tie their lives to a mortgage?
Does your landlord stop charging you rent after 25 years then?
Yes, but saving for a deposit can add a lot of years prior to the 25 years kicking in, especially if you're on a minimum wage.
If a couple are proposing to pay £1500 a month for a mortgage then putting away £1500 month towards a deposit, shouldn't take you too long. That's £36k in two years - a pretty decent deposit I would have thought.
Except they have to pay for accommodation during those two years of saving. They will like as not be renters. In the private rental market how can a minimum wage earner pay the rent and also save for a deposit?
Live with their parents.
As about 90% of those saving for a deposit do.
Why keep cracking on about minimum wage earners?
If you want to own your own house, then you will make whatever sacrifice you need to own it. No cars, no holidays, no kids, no nights out. It all depends on your priorities. And living in a Capitalist Society allows people to have those independent choices.
When living at home I still paid a (at the time) significant board to my parents. Plus not all Parent could fit another two adults in, nor might they want to.
I still agree with your point about sacrafices but its not always as easy as it seems for all cases.
Comments
1) wouldn't create a majority so it's not actually a coalition option
2) again wouldn't create a majority
3) only plausible way of making a coalition if you look at current polls
So it's pretty clear there will be one of two outcomes come results time;
1) Labour - SNP coalition
2) minority government led by either labour (if they choose not to join the SNP) or conservatives - this depends on which one gets the most votes
Interesting article
http://m.bbc.co.uk/news/election-2015-scotland-32253258
Either way - that would be so leftie that anyone who has made anything of themselves may as well pack up and move out the country. Likewise UKIP and Tory would be too far the other way.
So why can't Labour and Tory work together for middle ground?
It's clear that any Chance they have will involve a big SNP influence.
And I would never forgive Labour for that.
Very pleasing to see Farage's tumbleweed moment after his keynote immigration rant. Hopefully people are beginning to see through it all now.
To be fair Miliband is quite Churchillian compared to Bennett. And he was the only MP there.
They share a 1 bed flat in Brockley. Rent, council tax and utilities likely to be about £1100 per month.
£1500 per month to save for a deposit.
That's £2600
Leaves about £11.75 per nurse per day for travel and food and clothes and everything else.
That isn't a minimum wage example.
It seems clear to me that social housing is vital.
That is still £36k plus interest deposit after three years.
Like most of us, if you want it, you are prepared to make the sacrifices.
I can't slice it any way and not conclude that we need a substantial lot of social housing however many savings and sacrifices people can make.
If you look at the relationship between wages and property prices now days the gap is a lot bigger.
Is it not possible this might, in part, be down to the huge influx of people arriving in the UK?
telegraph.co.uk/news/general-election-2015/11526931/The-TV-debates-boosted-Ed-Miliband-in-the-polls-but-it-wont-last.html
Most of them don't even know their own policies.
And during those years of saving £1500 a month. What about rent ?
You have checked the date on the poll I presume, and it was done before the BBC so rudely "excluded" Dave & Nick from last nights chat.
Don't get me wrong, I'd quite like to be in a position where I am both living in a home without depending on state handouts (as I already am) and start having kids but I know I'm not in a position to guarantee my family's financial stability currently. I call that being a responsible adult. I already hand over an eye watering amount of money to the state who still can't seem to manage to balance the books, no matter how much they rob off my wife and I. Why should I have to make a responsible decision to avoid having kids just because others lack the maturity to make that responsible decision. I understand that not all parents currently find themselves in a stable situation due to factors outside their control, I'm talking purely about those who decide to have kids without having the means to support themselves, let alone a family.
It would be worth it just to see the Beast of Bolsover sitting on the Govt. benches.
It will not happen of course because the paymasters of both sides would not permit it.
As about 90% of those saving for a deposit do.
Why keep cracking on about minimum wage earners?
If you want to own your own house, then you will make whatever sacrifice you need to own it. No cars, no holidays, no kids, no nights out. It all depends on your priorities. And living in a Capitalist Society allows people to have those independent choices.
When living at home I still paid a (at the time) significant board to my parents.
Plus not all Parent could fit another two adults in, nor might they want to.
I still agree with your point about sacrafices but its not always as easy as it seems for all cases.